650 2nd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 650 2nd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,085 sqft · built 1925
Lot Size	0.541 acres (23,607 sqft)
Owner	2 Individual Names on File
Last Sale	$134,644 (May 2011)
Tax Bill	$2,768 (2026)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-360-0880`

Property Details

APN / Parcel Number

Primary APN	`21-360-0880`

Interior

Building Area	1,085 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	23,607 sqft (0.541 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	650 2ND AVE NW
City	MILACA
State	MN
Zip	56353-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF PARK BLOCK, W'LY ALONG N LINE & ALONG S LINE ELEANORE ST 170.2 FT, S'LY PAR W/ E LINE OF PARK BLK 126.6 FT
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	126
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3016
Census Tract	170500

Owner

650 2nd Ave NW is owned and occupied by two individuals who acquired it in January 2012.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 2ND AVE NW, MILACA, MN 56353-1702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2011 · Amount on File
Deed Sale	May 10, 2011 · Amount on File
Deed Document Number	2011367370
Last Transfer Date	Jan 30, 2012
Transfer Doc	A371687
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	650 2ND AVE NW, MILACA, MN 56353-1702
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A432773
Date	Aug 24, 2022
Instrument	A432773

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 650 2nd Ave NW was $2,768.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,768.00	$228,200 (+1.6%) Land $37,600 Building $190,600	$228,200 (+1.6%) Land $37,600 Building $190,600
2025		$224,600 Land $33,300 Building $191,300	$224,600 Land $33,300 Building $191,300
2023	$2,458.00	$191,900 Land $28,600 Building $163,300	$191,900 Land $28,600 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 2nd Ave NW in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 2nd Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20