535 2nd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 535 2nd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,044 sqft · built 1939
Lot Size	0.293 acres (12,775 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jan 2020)
Tax Bill	$2,836 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-045-0110`

Property Details

APN / Parcel Number

Primary APN	`21-045-0110`

Interior

Building Area	1,044 sqft Living Area
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	12,775 sqft (0.293 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	535 2ND AVE NW
City	MILACA
State	MN
Zip	56353-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& W 1/2 OF VAC N-S ALLEY ADJ & N 1/2 OF VAC E-W ALLEY ADJ
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	FOURTH ADDITION TO MILACA
Legal Block	41
Legal Lot Number	8
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3022
Census Tract	170500

Owner

535 2nd Ave NW is owned and occupied by an individual who bought it in January 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	535 2ND AVE NW, MILACA, MN 56353-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Deed Document Number	2020415245
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 9, 2020
Property Address	535 2ND AVE NW, MILACA, MN 56353-1509
Document Number	A415245
Instrument Date	Dec 18, 2019
Instrument	A415245
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 2ND AVE NW, MILACA, MN 56353-1509

Mortgage

Document Number	A415246
Date	Jan 9, 2020
Instrument	A415246

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 535 2nd Ave NW was $2,836.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00	$233,400 (+1.83%) Land $36,000 Building $197,400	$233,400 (+1.83%) Land $36,000 Building $197,400
2025		$229,200 Land $32,000 Building $197,200	$229,200 Land $32,000 Building $197,200
2023	$2,490.00	$193,100 Land $28,000 Building $165,100	$193,100 Land $28,000 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 2nd Ave NW in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 2nd Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20