65 Willow Bend Dr, Youngsville, NC 27596 Property Records

Franklin County property record for 65 Willow Bend Dr, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,371 sqft · built 2019
Lot Size	0.969 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$453,000 (Dec 2019)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1834-72-4998`

Property Details

APN / Parcel Number

Primary APN	`1834-72-4998`
Alternative APNs	`1800022116` `044641`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,371 sqft Total Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Colonial
Exterior Material	Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	42,253 sqft (0.969 acres)
Terrain	Rolling
Garage Type	Attached - Finished
Porch	Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1800022116
Street Address	65 WILLOW BEND DR
City	YOUNGSVILLE
State	NC
Zip	27596-7977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:23 DIST:103 CITY/MUNI/TWP:YOUNGSVILLE SUBD:WILLOW BEND LOT
Legal Subdivision	WILLOW BEND LOT
Legal Lot Number	23
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	1
Census Block	1029
Census Tract	60501

Owner

65 Willow Bend Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	65 WILLOW BEND DR, YOUNGSVILLE, NC 27596-7977
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK
Aug 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Dec 16, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COGENT BANK
Jan 10, 2019	Warranty Deed, Transfer · Commercial Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on File
Deed Sale	Dec 16, 2019 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	0021960050
Deed Book / Page	2196 / 0050
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	65 WILLOW BEND DR, YOUNGSVILLE, NC 27596-7977
Document Number	0022421819
Instrument Date	Feb 12, 2021
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 WILLOW BEND DR YOUNGSVILLE NC 275967977, YOUNGSVILLE, NC 27596-7977

Mortgage

Document Number	0022421819
Date	Feb 18, 2021
Book Page	002242/001819
Instrument	10038753

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2036

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Aug 10, 2020
Property Address	65 WILLOW BEND DR, YOUNGSVILLE, NC 27596-7977
Document Number	0022190700
Book / Page	002219 / 000700
Instrument Date	Aug 4, 2020
Instrument	10029684
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 WILLOW BEND DR YOUNGSVILLE NC 275967977, YOUNGSVILLE, NC 27596-7977

Mortgage

Document Number	22190702
Date	Aug 10, 2020
Book Page	002219/000702
Instrument	10029685

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Dec 16, 2019
Property Address	65 WILLOW BEND DR, YOUNGSVILLE, NC 27596-7977
Document Number	0021960050
Book / Page	2196 / 0050
Map Reference	MB 2018 PG 325-327
Instrument Date	Dec 15, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WILLOW BEND DR, YOUNGSVILLE, NC 27596-7977

Mortgage

Document Number	0000219652
Date	Dec 16, 2019
Instrument	2196/52

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jan 10, 2019
Property Address	65 WILLOW BEND DR, YOUNGSVILLE, NC 27596-7977
Document Number	0021680450
Book / Page	2168 / 0450
Map Reference	MB 2018 PG 325-327
Instrument Date	Jan 9, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 550, YOUNGSVILLE, NC 27596-0550

Mortgage

Document Number	0002168460
Date	Jan 10, 2019
Instrument	2168/460

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 65 Willow Bend Dr was $4,258.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,258.00	$686,120 Land $116,000 Building $570,120	$686,120 Land $116,000 Building $570,120
2023	$3,687.00	$406,200 Land $58,500 Building $347,700	$406,200 Land $58,500 Building $347,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Willow Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Willow Bend Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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