Polk County property record for 65 Wilcox Rd, Tryon, NC 28782 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,200 sqft Finished Area |
| Lot Size | 18,513 sqft (0.425 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $154,000 (2018) |
| Tax Bill | $1,399.00 (2025) |
| Primary APN | T10-A2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,200 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Retaining Wall Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 18,513 sqft (0.425 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 56522 |
|---|---|
| Street Address | 65 WILCOX RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2676 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T10B, 0T60 TRYON AREA 60 |
| Legal Subdivision | TRYON AREA 60 |
| Jurisdiction | POLK NC |
| Minor Civil Division | TRYON |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 920304 |
Source: Polk County records · APN T10-A2
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 65 WILCOX RD, TRYON, NC 28782-2676 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Nov 20, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CHAMPION CREDIT UNION |
| Sep 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Nov 20, 2018 | Warranty Deed, Transfer |
| Aug 03, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Aug 03, 2018 · Amount on Record |
| Deed Doc Number | 0000437565 |
| Deed Book / Page | 437 / 565 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 65 WILCOX RD, TRYON, NC 28782-2676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00475/1284 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 475/1284 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | FLAT ROCK, NC 28731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 65 WILCOX RD, TRYON, NC 28782-2676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000437/0000000568 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 0000000437/0000000568 |
| Name | CHAMPION CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Dec 01, 2021 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 65 WILCOX RD, TRYON, NC 28782-2676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 451/1721 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 451/1721 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | WEAVERVILLE, NC 28787 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 20, 2018 |
| Property Address | 65 WILCOX RD, TRYON, NC 28782-2676 |
| Document Number | 000437/565 |
| Book / Page | 437 / 565 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 WILCOX RD, TRYON, NC 28782-2676 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 03, 2018 |
| Property Address | 65 WILCOX RD, TRYON, NC 28782-2676 |
| Document Number | 0000435/27 |
| Book / Page | 435 / 27 |
| Instrument Date | Aug 02, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 HOLLY DR, SPARTANBURG, SC 29301-2819 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,399.00 (+46.34%) | $302,250 (+81.08%) Land $23,375 Building $278,875 | $302,250 (+81.08%) Land $23,375 Building $278,875 |
| 2023 | $956.00 | $166,919 Land $17,000 Building $149,919 | |
| 2021 | $166,919 Land $17,000 Building $149,919 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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