401 Wilcox Rd, Tryon, NC 28782 Property Records

Polk County property record for 401 Wilcox Rd, Tryon, NC 28782 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,120 sqft Finished Area
Lot Size	76,230 sqft (1.75 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2008)
Tax Bill	$802.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P36-138`
Alternative APN	`37853`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,120 sqft Finished Area
Basement Area	1,128 sqft Basement
Unfinished Basement	1,128 sqft Unfinished

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	76,230 sqft (1.75 acres)
Porch	Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	37853
Street Address	401 WILCOX RD
City	TRYON
State	NC
Zip	28782-2640
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.75 ACRES, 0T60 TRYON AREA 60
Legal Subdivision	TRYON AREA 60
Legal Tract	A
Jurisdiction	POLK NC
Minor Civil Division	TRYON
Census Blockgroup	2
Census Block	2031
Census Tract	920304

Owner

Source: Polk County records · APN P36-138

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 WILCOX RD, TRYON, NC 28782-2640
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2008 · Amount on Record
Deed Sale	Dec 19, 2008 · Amount on Record
Prior Sale	Oct 12, 2005 · Amount on Record
Deed Book / Page	369 / 1829
Last Transfer Date	Nov 02, 2009
Transfer Doc	0376/2317
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	401 WILCOX RD, TRYON, NC 28782-2640
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446/1797
Date	Feb 19, 2020
Book Page	446/1797

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00 (+5.67%)	$173,390 (+30.85%) Land $66,250 Building $107,140	$173,390 (+30.85%) Land $66,250 Building $107,140
2023	$759.00	$132,509 Land $55,000 Building $77,509
2021			$132,509 Land $55,000 Building $77,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.