65 Water St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 65 Water St, Waterville, ME 04901

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 4 ba · 3,036 sqft · built 1890
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Tax Bill$3,235 (2025)
Deeds & MortgagesMar 2021 Refinance
Jan 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APNWAVL M:039 B:251

Property Details

APN / Parcel Number

Primary APNWAVL M:039 B:251
Alternative APN
  • 2955

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms17 Rooms
Units4 Units
Stories3 Stories
Building Area3,036 sqft Living Area
Gross Area4,368 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Account Number2955
Street Address65 WATER ST
CityWATERVILLE
StateME
Zip04901-6471
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block251
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1010
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

65 Water St, a residential property, is owned by a company that acquired it in January 2019.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 275, AUGUSTA, ME 04332-0275
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MACHIAS SAVINGS BANK
Jan 3, 2019Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2019
Deed SaleJan 3, 2019
Prior SaleOct 29, 2007 · Amount on File
Deed Document Number20192019000097
Deed Book / Page13122 / 42
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address65 WATER ST, WATERVILLE, ME 04901-6471
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021007044
DateMar 19, 2021
Book Page13935/64
Instrument2021007044
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

January 2019: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionWATERVILLE ME
Recording DateJan 3, 2019
Property Address65 WATER ST, WATERVILLE, ME 04901-6471
Document Number2019000097
Book / Page13122 / 42
Instrument DateDec 29, 2018
Instrument2019000097
Transaction TypeForeclosure
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 GRANTIE PKWAY, PLANO, TX 75024

Tax Assessment & Valuation

The 2025 property tax bill for 65 Water St was $3,235.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,235.00$190,300 Land $9,400 Building $180,900
2023$3,381.00 (+51.55%)$169,900 (+96.87%) Land $7,200 Building $162,700
2022$2,231.00$86,300 Land $5,400 Building $80,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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