53 Water St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 53 Water St, Waterville, ME 04901

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 5 ba · 3,244 sqft · built 1900
Lot Size0.38 acres (16,552 sqft)
OwnerIndividual Name on File
Last Sale$112,500 (Jun 2017)
Tax Bill$4,578 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWAVL M:039 B:270

Property Details

APN / Parcel Number

Primary APNWAVL M:039 B:270
Alternative APN
  • 537

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms16 Rooms
Units5 Units
Stories2 Stories
Building Area3,244 sqft Living Area
Gross Area6,738 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area16,552 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number537
Street Address53 WATER ST
CityWATERVILLE
StateME
Zip04901-6462
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal SubdivisionFOREST J PARE
Legal Block270
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1000
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

53 Water St, a residential property, is owned by an individual who bought it in June 2017.

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1 ELM ST, 55, BYFIELD, MA 01922-2737
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · ARM
KENNEBEC SAVINGS BANK
Jun 15, 2017Warranty Deed, Transfer · Commercial Mortgage
KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2017 · Amount on File
Deed SaleJun 15, 2017 · Amount on File
Prior SaleDec 1, 2011 · Amount on File
Deed Document Number201712627
Deed Book / Page12629 / 263
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address53 WATER ST, WATERVILLE, ME 04901-6462
Transaction TypeMortgage
Record UpdatedDec 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023013238
DateJul 19, 2023
Book Page14809/204
Instrument2023013238
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeARM
AmountAmount on Record
Term241 Months
DueAug 1, 2043
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateAug 1, 2026
Index3-Year CMT
Margin4

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateJun 15, 2017
Property Address53 WATER ST, WATERVILLE, ME 04901-6462
Document Number2017012627
Book / Page12629 / 0263
Instrument2017012627
Transaction TypeTransfer
Record UpdatedDec 5, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017012628
DateJun 15, 2017
Instrument2017012628
Lender
NameKENNEBUNK SVGS BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJun 15, 2037
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJul 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 53 Water St was $4,578.

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,578.00$269,300 Land $23,000 Building $246,300
2023$4,673.00 (+63.45%)$234,800 (+112.3%) Land $8,800 Building $226,000
2022$2,859.00$110,600 Land $6,700 Building $103,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 53 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Water St

Nearby Streets

Search Property Records by Address or Parcel Number