65 Upper River Rd, Gallipolis, OH 45631 Property Records

Gallia County property record for 65 Upper River Rd, Gallipolis, OH 45631 · Last verified April 2026

Property Summary

Property Type	Fast Food Restaurant
Details	2,896 sqft · built 1996
Lot Size	1.41 acres (61,637 sqft)
Owner	Company Name on File
Last Sale	$2,495,000 (Sep 2021)
Tax Bill	$23,087 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00705105007`

Property Details

APN / Parcel Number

Primary APN	`00705105007`

Interior

Stories	1 Story
Building Area	2,896 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	61,637 sqft (1.41 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	65 UPPER RIVER RD
City	GALLIPOLIS
State	OH
Zip	45631
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	SEC 23 17 PT ORG LOTS 1131-1134,1201-1137-1141 V312 P595
Legal Lot Number	1131
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	2
Census Block	2028
Census Tract	954100

Owner

Source: Gallia County records · APN 00705105007

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1182 ROSEMEAD RD, MOUNT PLEASANT, SC 29464-3708
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage WOODFOREST NATIONAL BANK
Jul 25, 2022	Lease, Transfer
Sep 08, 2021	Limited Warranty Deed, Transfer · Line of Credit FIVE POINTS BANK OF HASTINGS
Dec 21, 2020	Limited Warranty Deed, Transfer · Commercial Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2021 · Amount on Record
Deed Sale	Sep 08, 2021 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	20212873
Deed Book / Page	674 / 566
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	65 UPPER RIVER RD, GALLIPOLIS, OH 45631
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE 1100, 1100, MARIETTA, GA 30067-8249

Mortgage

Document Number	000690/236
Date	Jul 26, 2022
Book Page	690/236
Instrument	22-2144

Lender

Name	WOODFOREST NATIONAL BANK
Type	Bank
Address	SPRING, TX 77380

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	GALLIA OH
Recording Date	Jul 25, 2022
Property Address	65 UPPER RIVER RD, GALLIPOLIS, OH 45631
Document Number	000690/153
Book / Page	690 / 153
Instrument Date	Sep 01, 2021
Instrument	22-2130
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 1100, 1850, MARIETTA, GA 30067-8249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 1100, 1100, MARIETTA, GA 30067-8249

September 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Sep 08, 2021
Property Address	65 UPPER RIVER RD, GALLIPOLIS, OH 45631
Document Number	674/566
Book / Page	674 / 566
Instrument Date	Aug 25, 2021
Instrument	21-2873
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FOREST CREEK CT, CHARLESTON, SC 29414-7328

Mortgage

Document Number	674572
Date	Sep 08, 2021
Instrument	674/572

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Dec 21, 2020
Property Address	65 UPPER RIVER RD, GALLIPOLIS, OH 45631
Document Number	000659/597
Book / Page	659 / 597
Instrument Date	Dec 15, 2020
Instrument	20-3618
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3210 WASHINGTON BLVD, 3210, HUNTINGTON, WV 25705-1637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 FALLS OF NEUSE RD STE 400, 400, RALEIGH, NC 27609-6200
Investor	Possibly a Property Investor

Mortgage

Document Number	0000659601
Date	Dec 21, 2020
Instrument	659/601

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 01, 2025

Tax Assessment & Valuation

Source: Gallia County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,087.00 (-7.66%)	$554,120 (-) Land $173,830 Building $380,290
2024			$1,583,210 (-) Land $496,670 Building $1,086,540
2023	$25,002.00	$554,120 Land $173,830 Building $380,290	$1,583,210 Land $496,670 Building $1,086,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gallia County (39053C), updated January 19, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390539541002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1980–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 1997, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 1997 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
JB-Nets	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Optimum Communications, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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