169 Upper River Rd, Gallipolis, OH 45631 Property Records

Gallia County property record for 169 Upper River Rd, Gallipolis, OH 45631

Property Summary

Property Type	Fast Food Restaurant
Details	2,896 sqft · built 1988
Lot Size	1.06 acres (46,304 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2021)
Tax Bill	$5,673 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00707803102`

Property Details

APN / Parcel Number

Primary APN	`00707803102`

Interior

Stories	1 Story
Building Area	2,896 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	46,304 sqft (1.06 acres)
View / Lot	High Traffic Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	169 UPPER RIVER RD
City	GALLIPOLIS
State	OH
Zip	45631-1836
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	L 1127 E PT V603 P376
Legal Range	14
Legal Township	03
Legal Section	17
Legal Lot Number	1127
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	2
Census Block	2028
Census Tract	954100

Owner

Source: Gallia County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	390 W MAIN ST, LOGAN, OH 43138-1610
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Mar 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Nov 8, 2021	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Nov 8, 2021	Warranty Deed, Transfer · Line of Credit PARK NATIONAL BANK
Jul 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20213513
Deed Book / Page	677 / 533
Prior Transfer Date	Jul 20, 1994
Prior Transfer Doc	0303000553
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	169 UPPER RIVER RD, GALLIPOLIS, OH 45631-1836
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 W MAIN ST, LOGAN, OH 43138-1610

Mortgage

Document Number	000702/232
Date	May 4, 2023
Book Page	702/232
Instrument	23-00001132

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	169 UPPER RIVER RD, GALLIPOLIS, OH 45631-1836
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 W MAIN ST, LOGAN, OH 43138-1610

Mortgage

Document Number	000699/921
Date	Mar 10, 2023
Book Page	699/921
Instrument	23-00000559

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	169 UPPER RIVER RD, GALLIPOLIS, OH 45631-1836
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	SAS TITLE AGENCY LIMITED, SAS TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 UPPER RIVER RD, GALLIPOLIS, OH 45631-1836

Mortgage

Document Number	000677/559
Date	Nov 8, 2021
Book Page	677/559
Instrument	21-3516

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 29, 2022

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Nov 8, 2021
Property Address	169 UPPER RIVER RD, GALLIPOLIS, OH 45631-1836
Document Number	000677/533
Book / Page	677 / 533
Instrument Date	Oct 29, 2021
Instrument	21-3513
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	SAS TITLE AGENCY LIMITED, SAS TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30329 FERN HILL DR, LOGAN, OH 43138-9771

Mortgage

Document Number	0000677589
Date	Nov 8, 2021
Instrument	677/589

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Oct 29, 2028

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	000677/536
Date	Nov 8, 2021
Book Page	677/536
Instrument	21-3514

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Oct 29, 2042

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Jul 28, 2017
Property Address	169 UPPER RIVER RD, GALLIPOLIS, OH 45631-1836
Document Number	000603/376
Book / Page	603 / 376
Instrument Date	Jul 21, 2017
Instrument	17-2101
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 UPPER RIVER RD, GALLIPOLIS, OH 45631-1836

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,673.00 (-7.67%)	$136,170 (-) Land $56,190 Building $79,980
2024			$389,040 (-) Land $160,540 Building $228,500
2023	$6,144.00 (+12.53%)	$136,170 (+8.41%) Land $56,190 Building $79,980	$389,040 (+8.41%) Land $160,540 Building $228,500
2022	$5,460.00	$125,610 Land $51,510 Building $74,100
2020			$358,870 Land $147,160 Building $211,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1980–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 1997 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10

May also be available: AT&T, Optimum Communications, T-Mobile USA.

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