65 Summit Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 65 Summit Dr, Basking Ridge, NJ 07920

Property Summary

Property TypeSingle Family Home
Details2,484 sqft · built 1991
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$855,000 (Oct 2019)
Tax Bill$19,353 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-06801-0000-00013

Property Details

APN / Parcel Number

Primary APN02-06801-0000-00013
Alternative APNs
  • 0200162000400013
  • 02001620400013

Interior

Stories2 Stories
Building Area2,484 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area21,344 sqft (0.49 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number02001620400013
Street Address65 SUMMIT DR
CityBASKING RIDGE
StateNJ
Zip07920-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC4
Legal DescriptionADDITIONAL LOTS: ASCOT CONTEMP
Legal SubdivisionSUMMIT/BASKING RDG SEC 09
Legal Block6801
Legal Lot Number13
JurisdictionSOMERSET NJ
Township / Civil DivisionBERNARDS
Census Block Group3
Census Block3012
Census Tract54100

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Deed of Trust, Mortgage · Line of Credit
NORTHFIELD BANK
Oct 1, 2020Deed of Trust, Mortgage · Conventional with PMI
BETTER MTG CORP ISAOA
Oct 7, 2019Bargain and Sale Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2019 · Amount on Record
Deed SaleOct 7, 2019 · Amount on Record
Prior SaleOct 20, 2006
Deed Document Number201937920
Deed Book / Page7156 / 3645
Prior Transfer DateJul 31, 2006
Prior Transfer Doc0000069109
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address65 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Transaction TypeMortgage
Record UpdatedJul 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 SUMMIT DR, BASKING RIDGE, NJ 07920-1960

Mortgage

Document Number0000015635
DateJun 23, 2023
Book Page7510/3435
Instrument2023015635
Lender
NameNORTHFIELD BANK
TypeBank
AddressWOODBRIDGE, NJ 07095
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address65 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Document Number0000061072
Instrument DateOct 1, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address65 SUMMIT DR BASKING RIDGE NJ 079201960, BASKING RIDGE, NJ 07920-1960

Mortgage

Document Number0000061072
DateDec 2, 2020
Book Page007279/003179
Instrument61072
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

October 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSOMERSET NJ
Recording DateOct 7, 2019
Property Address65 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Document Number0000037920
Book / Page7156 / 3645
Instrument DateOct 7, 2019
Instrument2019037920
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,893.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3128 WILLOW POINTE DR, 3128, RICHLAND, WA 99354-2614

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 SUMMIT DR, BASKING RIDGE, NJ 07920-1960

Mortgage

Document Number0000037921
DateOct 7, 2019
Instrument2019037921
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBernards Township
Unified School DistrictBernards Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,272,700 (+11.01%) Land $477,300 Building $795,400$1,272,700 (+11.01%) Land $477,300 Building $795,400
2025$19,353.00 (+6.99%)$1,146,500 (+21.88%) Land $462,300 Building $684,200$1,146,500 (+21.88%) Land $462,300 Building $684,200
2024$18,089.00 (+1.39%)
2023$940,700 Land $402,300 Building $538,400$940,700 Land $402,300 Building $538,400
2022$17,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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