5 Summit Ave, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 5 Summit Ave, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 2002
Lot Size	0.162 acres (7,048 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Aug 2022)
Tax Bill	$11,892 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
APN	`39-02007-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`39-02007-0000-00012`
Alternative APN	`390200700012`

Interior

Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,048 sqft (0.162 acres)
Lot Dimensions	141 ft deep x 50 ft wide

Location & Zoning

Street Address	5 SUMMIT AVE
City	WHARTON
State	NJ
Zip	07885-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Subdivision	FORD FARM
Legal Block	2007
Legal Lot Number	12
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	3
Census Block	3020
Census Tract	45100

Owner

5 Summit Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Morris County and Wharton Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SUMMIT AVE, WHARTON, NJ 07885-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 12, 2017	Grant Deed, Transfer · Conventional with PMI NEW JERSEY LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Sep 12, 2017 · Amount on File
Deed Document Number	202254453
Deed Book / Page	24470 / 782
Prior Transfer Date	Jan 10, 2004
Prior Transfer Doc	6005000113
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 8, 2022
Property Address	5 SUMMIT AVE, WHARTON, NJ 07885-2513
Document Number	0244700782
Book / Page	24470 / 782
Instrument Date	Jul 8, 2022
Instrument	2022054453
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	KENZLEY TITLE GROUP LLC, KELLY TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SUMMIT AVE, 5, WHARTON, NJ 07885-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUMMIT AVE, WHARTON, NJ 07885-2513

Mortgage

Document Number	2022054454
Date	Aug 8, 2022
Instrument	2022054454

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 12, 2017
Property Address	5 SUMMIT AVE, WHARTON, NJ 07885-2513
Document Number	0232031580
Book / Page	023203 / 001580
Instrument Date	Aug 14, 2017
Instrument	55451
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUMMIT AVE WHARTON NJ 078852513, WHARTON, NJ 07885-2513

Mortgage

Document Number	232031590
Date	Sep 12, 2017
Book Page	023203/001590
Instrument	55452

Lender

Name	NEW JERSEY LENDERS
Type	Funding / Finance Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,400 (+9.34%) Land $146,100 Building $324,300	$470,400 (+9.34%) Land $146,100 Building $324,300
2025		$430,200 Land $121,100 Building $309,100	$430,200 Land $121,100 Building $309,100
2024	$11,892.00
2023		$375,000 Land $111,100 Building $263,900	$375,000 Land $111,100 Building $263,900
2022	$10,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Summit Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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