65 Spruce St, Norwich, CT 06360 Property Records

Norwich City property record for 65 Spruce St, Norwich, CT 06360 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1875
Square Footage1,346 sqft Living Area
Lot Size2,178 sqft (0.05 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2023)
Tax Bill$5,140.00 (2025)

Property Details

APN / Parcel Number

Primary APNNORW M:110 B:3 L:56
Alternative APNs
  • NWCH M:110 B:3 L:56
  • 0043970001
  • 43970001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,346 sqft Living Area
Gross Area2,352 sqft Gross Area
1st Floor866 sqft 1st Floor
Basement Area600 sqft Basement
Unfinished Basement600 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,178 sqft (0.05 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number43970001
Street Address65 SPRUCE ST
CityNORWICH
StateCT
Zip06360-6322
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number56
JurisdictionNORWICH CT
Minor Civil DivisionNORWICH
Census Blockgroup3
Census Block3010
Census Tract697000

Owner

Source: Norwich City records · APN NORW M:110 B:3 L:56

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address65 SPRUCE ST, NORWICH, CT 06360-6322
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
CHELSEA GROTON BANK
Jul 14, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP
Jul 14, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleJan 15, 1993 · Amount on Record
Deed Doc Number20232023002869
Deed Book / Page3440 / 58
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORWICH CT
Property Address65 SPRUCE ST, NORWICH, CT 06360-6322
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003413-56
DateMar 28, 2023
Book Page3413/56
Instrument2023001149
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term181 Months
DueApr 01, 2038

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORWICH CT
Recording DateJul 14, 2023
Property Address65 SPRUCE ST, NORWICH, CT 06360-6322
Document Number0003440-58
Book / Page3440 / 58
Instrument DateJul 13, 2023
Instrument2023002869
Transaction TypeTransfer
Record UpdatedSep 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 SPRUCE ST, NORWICH, CT 06360-6322

Mortgage

Document Number2023002870
DateJul 14, 2023
Instrument2023002870
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORWICH CT
Recording DateJul 14, 2023
Property Address65 SPRUCE ST, NORWICH, CT 06360-6322
Document Number0003440-58
Book / Page3440 / 58
Instrument DateJul 13, 2023
Instrument2023002869
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 SPRUCE ST, NORWICH, CT 06360-6322

Mortgage

Document Number2023002870
DateJul 14, 2023
Instrument2023002870
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Mortgage

Document Number0003440-74
DateJul 14, 2023
Book Page3440/74
Instrument2023002871
Lender
NameCONNECTICUT HOUSING FINANCE AUTHORITY
TypeGovernment Agency
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Norwich City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNorwich City
Unified School DistrictNorwich School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,140.00$127,000 (+70.47%) Land $25,400 Building $101,600$88,900 Land $17,780 Building $71,120
2024$5,140.00 (+41.83%)
2023$3,624.00 (+0.47%)$74,500 (+0.13%) Land $15,800 Building $58,700
2022$3,607.00$74,400 Land $15,700 Building $58,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of Connecticut
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Laurel Hill Historic District
listed 1987 · 146 contributing resources · NRIS 87000516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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