65 Spring St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 65 Spring St, Cambridge, NY 12816 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,560 sqft · built 2019
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Oct 2017)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535001 256.13-1-19`

Property Details

APN / Parcel Number

Primary APN	`535001 256.13-1-19`
Alternative APNs	`500125601300010190000000` `961A100066`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Upper Floors Area	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	248 ft deep x 143 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	961A100066
Street Address	65 SPRING ST
City	CAMBRIDGE
State	NY
Zip	12816-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES 1 HOUSE R 405/410
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	WHITE CREEK
Census Block Group	1
Census Block	1003
Census Tract	92000

Owner

Source: Washington County and White Creek Town records · APN 535001 256.13-1-19

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 SPRING ST, CAMBRIDGE, NY 12816-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Loan Modification, Mortgage BANK OF BENNINGTON
Aug 05, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF BENNINGTON
Oct 30, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	2017-00116310
Deed Book / Page	3857 / 76
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	0034540118
Record Updated	Jun 08, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON NY
Property Address	65 SPRING ST, CAMBRIDGE, NY 12816-1236
Document Number	0000001069
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E MAIN ST #B CAMBRIDGE NY 128161208, B, CAMBRIDGE, NY 12816-1208

Mortgage

Document Number	0000001069
Date	Mar 02, 2020
Instrument	1069

Lender

Name	BANK OF BENNINGTON
Type	Bank
Address	BENNINGTON, VT 05201

Agreement

Amount	Amount Recorded

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON NY
Recording Date	Aug 05, 2019
Property Address	65 SPRING ST, CAMBRIDGE, NY 12816-1236
Instrument Date	Aug 02, 2019
Instrument	127897
Transaction Type	Construction Loan
Record Updated	Sep 30, 2019
Title Company	ARCADIA ABSTRACT, ARCADIA ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E MAIN ST #B CAMBRIDGE NY 128161208, B, CAMBRIDGE, NY 12816-1208

Mortgage

Document Number	0000127897
Date	Aug 05, 2019
Instrument	127897

Lender

Name	BANK OF BENNINGTON
Type	Bank
Address	BENNINGTON, VT 05201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON NY
Recording Date	Oct 30, 2017
Property Address	65 SPRING ST, CAMBRIDGE, NY 12816-1236
Document Number	0038570076
Book / Page	003857 / 000076
Instrument Date	Oct 26, 2017
Transaction Type	Transfer
Record Updated	Dec 05, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SPRING ST CAMBRIDGE NY 128161236, CAMBRIDGE, NY 12816-1236

Tax Assessment & Valuation

Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,577.00	$165,000 (-) Land $28,300 Building $136,700	$198,795 (+6.02%) Land $34,096 Building $164,699
2024		$165,000 (-) Land $28,300 Building $136,700	$187,500 (+11.36%) Land $32,159 Building $155,341
2023		$165,000 Land $28,300 Building $136,700	$168,367 Land $28,877 Building $139,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361150920001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2008)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2008, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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