56 Spring St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 56 Spring St, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,456 sqft · built 1880
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Apr 2025)
Tax Bill$4,568 (2026)
Deeds & MortgagesAug 2022 Refinance
Flood ZoneZone X (minimal risk)
APN535001 256.17-2-5

Property Details

APN / Parcel Number

Primary APN535001 256.17-2-5
Alternative APNs
  • 500125601700020050000000
  • 961A100231

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,036 sqft
Upper Floors Area420 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions336 ft deep x 66 ft wide
PorchSlab
Porch Area160 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100231
Street Address56 SPRING ST
CityCAMBRIDGE
StateNY
Zip12816-1234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Block2
Legal Lot Number5.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1011
Census Tract92000

Owner

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address47 RIVER CHASE, RENSSELAER, NY 12144-8415
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleOct 13, 2011 · Amount on Record
Deed Document Number20251889
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address56 SPRING ST, CAMBRIDGE, NY 12816-1234
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000559
DateAug 18, 2022
Instrument2022-4559
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,568.00 (+4.7%)
2025$4,363.00$155,000 (-) Land $23,800 Building $131,200$186,747 (+18.07%) Land $28,675 Building $158,072
2023$155,000 Land $23,800 Building $131,200$158,163 Land $24,286 Building $133,877

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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