65 Reserve Dr, Covington, GA 30014 Property Records

Newton County property record for 65 Reserve Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,425 sqft · built 2000
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Feb 1999)
Tax Bill	$4,999 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0103A-00000-005-000`

Property Details

APN / Parcel Number

Primary APN	`0103A-00000-005-000`
Alternative APNs	`0103A 005` `32663`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,425 sqft Heated Area
1st Floor Area	2,425 sqft
Basement Area	2,425 sqft
Unfinished Basement	2,425 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
View / Lot	Water
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32663
Old Parcel Number	0103A 005
Street Address	65 RESERVE DR
City	COVINGTON
State	GA
Zip	30014-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 RESERVE AT BEAR CREE
Legal Subdivision	RESERVE AT BEAR CREEK
Legal Lot Number	5
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2013
Census Tract	100203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Starrsville Historic District listed 1998 · 57 contributing resources · NRIS 98000715

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

65 Reserve Dr is owned and occupied by two individuals who bought it in February 1999.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	65 RESERVE DR, COVINGTON, GA 30014-5897
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Apr 20, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 1999 · Amount on File
Deed Sale	Feb 26, 1999 · Amount on File
Deed Document Number	0000803605
Deed Book / Page	803 / 605
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 RESERVE DR, COVINGTON, GA 30014-5897
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 RESERVE DR, COVINGTON, GA 30014-5897

Mortgage

Document Number	0041330000000415
Date	Jan 25, 2021
Book Page	0000004133/0000000415
Instrument	001377

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 RESERVE DR, COVINGTON, GA 30014-5897
Document Number	0040290061
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 RESERVE DR COVINGTON GA 300145897, COVINGTON, GA 30014-5897

Mortgage

Document Number	0040290061
Date	Jul 2, 2020
Book Page	004029/000061
Instrument	8805

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 RESERVE DR, COVINGTON, GA 30014-5897
Document Number	0035560597
Book / Page	003556 / 000597
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 RESERVE DR COVINGTON GA 300145897, COVINGTON, GA 30014-5897

Mortgage

Document Number	0035560597
Date	Apr 26, 2017
Book Page	003556/000597
Instrument	4555

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 65 Reserve Dr was $4,999 with a homeowner's exemption, up 2.9% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,999.00 (+2.88%) Homeowner's exemption	$205,200 (+7.01%) Land $37,480 Building $167,720	$513,000 (+7.01%) Land $93,700 Building $419,300
2024	$4,859.00 Homeowner's exemption	$191,760 (+8.95%) Land $37,480 Building $154,280	$479,400 (+8.95%) Land $93,700 Building $385,700
2023		$176,000 Land $16,000 Building $160,000	$440,000 Land $40,000 Building $400,000
2022	$4,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Reserve Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Reserve Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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