Newton County property record for 45 Reserve Dr, Covington, GA 30014
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,850 sqft · built 2005 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,900 (Sep 2005) |
| Tax Bill | $5,503 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0103A-00000-004-000 |
| Primary APN | 0103A-00000-004-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,850 sqft Heated Area |
| 1st Floor Area | 2,475 sqft |
| Basement Area | 2,475 sqft |
| Unfinished Basement | 2,475 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Type | Mixed |
| Garage Area | 1,228 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32662 |
|---|---|
| Street Address | 45 RESERVE DR |
| City | COVINGTON |
| State | GA |
| Zip | 30014-5897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 RESERVE AT BEAR CREE |
| Legal Subdivision | RESERVE AT BEAR CREEK |
| Legal Lot Number | 4 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | MANSFIELD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Starrsville Historic District listed 1998 · 57 contributing resources · NRIS 98000715 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
45 Reserve Dr is owned and occupied by two individuals who bought it in September 2005.
Source: Newton County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RESERVE DR, COVINGTON, GA 30014-5897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2005 · Amount on File |
| Deed Sale | Sep 21, 2005 · Amount on File |
| Prior Sale | Aug 18, 2004 · Amount on File |
| Deed Book / Page | 2009 / 94 |
| Prior Transfer Date | Apr 26, 2004 |
| Prior Transfer Doc | 0016600601 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 45 Reserve Dr was $5,503 with a homeowner's exemption, up 2.7% from the year before.
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,503.00 (+2.71%) Homeowner's exemption | $225,760 (+6.75%) Land $37,480 Building $188,280 | $564,400 (+6.75%) Land $93,700 Building $470,700 |
| 2024 | $5,358.00 Homeowner's exemption | $211,480 (+5.17%) Land $37,480 Building $174,000 | $528,700 (+5.17%) Land $93,700 Building $435,000 |
| 2023 | $201,080 Land $16,000 Building $185,080 | $502,700 Land $40,000 Building $462,700 | |
| 2022 | $4,864.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Reserve Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Reserve Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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