65 Ray Brook Rd, Ray Brook, NY 12977 Property Records

Essex County and North Elba Town property record for 65 Ray Brook Rd, Ray Brook, NY 12977

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 1,716 sqft · built 1910
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Tax Bill$4,713 (2026)
Deeds & MortgagesNov 2022 Refinance
Nov 2022 Transfer
APN675J116012

Property Details

APN / Parcel Number

Primary APN675J116012
Alternative APNs
  • 408904100100010240000000
  • 154089 41.1-1-24.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,716 sqft Total Area
1st Floor Area1,066 sqft
2nd Floor Area650 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialConcrete
Lot Area34,848 sqft (0.8 acres)
Garage TypeDetached
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area228 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number675J116012
Street Address65 RAY BROOK RD
CityRAY BROOK
StateNY
Zip12977
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code02 - SINGL
Legal Description36 TWP 11 OMT RS 1AC
Legal Block1
Legal Lot Number24.000
JurisdictionESSEX NY
Township / Civil DivisionNORTH ELBA
Census Block Group3
Census Block3005
Census Tract960502

Owner

Source: Essex County and North Elba Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 83, RAY BROOK, NY 12977-0083
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Nov 9, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 9, 2021
Transfer Doc002105/163
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NY
Property Address65 RAY BROOK RD, RAY BROOK, NY 12977
Transaction TypeMortgage
Record UpdatedMar 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020225365
DateNov 9, 2022
Instrument2022-5365
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NY
Recording DateNov 9, 2022
Property Address65 RAY BROOK RD, RAY BROOK, NY 12977
Document Number002105/163
Book / Page2105 / 163
Instrument DateJul 9, 2021
Instrument2022-5364
Transaction TypeTransfer
Record UpdatedDec 6, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 RAY BROOK RD, RAY BROOK, NY 12977

Tax Assessment & Valuation

Source: Essex County and North Elba Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionNorth Elba Town
Unified School DistrictSaranac Lake Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,713.00 (-12.01%)
2025$5,356.00 (+274.81%)$358,600 (+11.3%) Land $95,700 Building $262,900$358,600 (+11.3%) Land $95,700 Building $262,900
2023$322,200 (+35.23%) Land $74,100 Building $248,100$322,200 (+35.23%) Land $74,100 Building $248,100
2022$1,429.00 (-63.34%) Homeowner's exemption$238,260 Land $82,200 Building $156,060$238,260 Land $82,200 Building $156,060
2020$3,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADIRONDACK CORRECTIONAL FACILITY
state or territorial government · serves 2,400 people · EPA ID NY1510497
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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