55 Ray Brook Rd, Ray Brook, NY 12977 Property Records

Essex County and North Elba Town property record for 55 Ray Brook Rd, Ray Brook, NY 12977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 985 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Aug 2024)
Tax Bill	$2,103 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
APN	`675J116006`

Property Details

APN / Parcel Number

Primary APN	`675J116006`
Alternative APNs	`408904100100010230000000` `154089 41.1-1-23.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	985 sqft Living Area
Gross Area	909 sqft
1st Floor Area	985 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	192 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Shed	1 Shed
Cabin	Cabin

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	675J116006
Street Address	55 RAY BROOK RD
City	RAY BROOK
State	NY
Zip	12977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	36 TWP 11 OMT RS
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	ESSEX NY
Township / Civil Division	NORTH ELBA
Census Block Group	3
Census Block	3005
Census Tract	960502

Owner

Source: Essex County and North Elba Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	598 TURNPIKE RD, AU SABLE FORKS, NY 12912-3628
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	May 5, 2015 · Amount on Record
Deed Document Number	20242848
Deed Book / Page	2174 / 212
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	55 RAY BROOK RD, RAY BROOK, NY 12977
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211002
Date	Feb 25, 2021
Instrument	2021-1002

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Essex County and North Elba Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	North Elba Town
Unified School District	Saranac Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,103.00 (-5.61%)
2025	$2,228.00 (+261.69%)	$160,000 (+13.39%) Land $90,900 Building $69,100	$160,000 (+13.39%) Land $90,900 Building $69,100
2023		$141,100 (+7.55%) Land $84,000 Building $57,100	$141,100 (+7.55%) Land $84,000 Building $57,100
2022	$616.00 (-58.52%) Veteran's exemption	$131,200 Land $68,500 Building $62,700	$131,200 Land $68,500 Building $62,700
2020	$1,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADIRONDACK CORRECTIONAL FACILITY state or territorial government · serves 2,400 people · EPA ID NY1510497
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000