65 Osceola St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 65 Osceola St, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1992
Square Footage	2,254 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Garage	102 sqft
Occupancy	Owner Occupied
Tax Bill	$4,860.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`195680-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Building Area	2,254 sqft Living Area
Gross Area	2,356 sqft Gross Area
1st Floor	1,870 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Depth X Width	150 ft x 56 ft Depth x Width
Garage Area	102 sqft Garage
Total Buildings	2 Total Buildings
Porch Area	85 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	65 OSCEOLA ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-2846
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	CITY OF ST AUGUSTINE ABBOTT TRACT LOT 5 BLK K OR843/0533 OR868/940 &1868/1588
Legal Range	30E
Legal Township	07S
Legal Section	18
Legal Subdivision	ABBOTT TRACT
Legal Block	K
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2012
Census Tract	20200

Owner

Source: St. Johns County records · APN 195680-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5266, SAINT AUGUSTINE, FL 32085-5266
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 20, 2002
Transfer Doc	0000075680
Record Refreshed	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	SAINT AUGUSTINE, FL 32084
Document Number	0047790970
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OSCEOLA ST ST AUGUSTINE FL 320842846, ST AUGUSTINE, FL 32084-2846

Mortgage

Document Number	0047790970
Date	Aug 16, 2019
Book Page	004779/000970
Instrument	60597

Lender

Name	SCHWAB CYNTHIA R L/TR (RT)
Address	326 CRESCENT LAKE SHORE DR, CRESCENT CITY, FL 32112-4147

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2024

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,300 (+2.7%)	$709,014 (+3.47%) Land $311,584 Building $397,430
2025	$4,860.00 (+7.93%) Homeowner's exemption	$281,694 (+5.99%)	$685,222 (+6.14%) Land $311,584 Building $373,638
2024	$4,503.00 (+20.43%)
2023	$3,739.00 (+3.46%) Homeowner's exemption Senior Citizen's exemption	$265,782 (+3%)	$645,558 (+22.7%) Land $284,620 Building $360,938
2022	$3,614.00 Homeowner's exemption Senior Citizen's exemption	$258,041	$526,140 Land $254,660 Building $271,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Abbott Tract Historic District (Additional Documentation) listed 1983 · 122 contributing resources · NRIS 83001438

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.