58 Osceola St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 58 Osceola St, Saint Augustine, FL 32084

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,020 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2016)
Tax Bill	$11,759 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`195390-0000`

Property Details

APN / Parcel Number

Primary APN	`195390-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Units	4 Units
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	1,240 sqft
Attic	Attic
Attic Area	77 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Finished Screened Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58 OSCEOLA ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-2895
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ABBOTT TRACT CITY E100FT OF LOT 13 BLK G OR4172/1692(Q/C)
Legal Range	30E
Legal Township	07S
Legal Section	18
Legal Subdivision	ABBOTT TRACT
Legal Block	G
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2075
Census Tract	20200

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 GROVE AVE, SAINT AUGUSTINE, FL 32084-3213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Jan 30, 2014 · Amount on Record
Deed Book / Page	4172 / 1692
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	0041550673
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	58 OSCEOLA ST, SAINT AUGUSTINE, FL 32084-2895
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048961325
Date	Mar 5, 2020
Book Page	4896/1325
Instrument	2020018002

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	58 OSCEOLA ST, SAINT AUGUSTINE, FL 32084-2895
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048961339
Date	Mar 5, 2020
Book Page	4896/1339
Instrument	2020018005

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,994 (-5.25%)	$666,885 (+2.08%) Land $236,600 Building $430,285
2025	$11,759.00 (+13.39%)	$653,297 (+6.94%)	$653,297 (+6.94%) Land $236,600 Building $416,697
2024	$10,370.00 (+6.34%)
2023	$9,752.00 (+14.27%)	$610,900 (+25.74%)	$610,900 (+25.74%) Land $216,125 Building $394,775
2022	$8,534.00	$485,858	$485,858 Land $193,375 Building $292,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	359 units insured incl. 8 condo units
Nearby Flood Claims	217 (1979–2024)
Claims Outside the SFHA	9 of 217
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 53 claims Hurricane Matthew, Oct 2016 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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