Suffolk County and Riverhead Town property record for 65 Oliver St, Riverhead, NY 11901
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,424 sqft · built 1964 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Nov 2021) |
| Tax Bill | $12,302 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Refinance Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 104.-2-36 |
| Primary APN | 473000 104.-2-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 1,440 sqft |
| Upper Floors Area | 780 sqft |
| Basement Area | 204 sqft |
| Finished Basement | 204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 04 |
|---|---|
| Street Address | 65 OLIVER ST |
| City | RIVERHEAD |
| State | NY |
| Zip | 11901-6206 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 |
| Legal Description | 674 OLIVERS DEV N 25FT OF LT 8 &S 75FT OF LT 9 |
| Legal Subdivision | OLIVERS DEV |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 169800 |
65 Oliver St, a duplex, is owned and occupied by an individual who bought it in November 2021.
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 OLIVER ST, RIVERHEAD, NY 11901-6206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Aug 26, 1997 · Amount on File |
| Deed Book / Page | 13129 / 923 |
| Prior Transfer Date | Mar 8, 1999 |
| Prior Transfer Doc | 1195000515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 17, 2021 |
| Property Address | 65 OLIVER ST, RIVERHEAD, NY 11901-6206 |
| Document Number | 0131290923 |
| Book / Page | 13129 / 923 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 PENINSULA PATH, RIVERHEAD, NY 11901-2621 |
| Document Number | 0233460816 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 23346/816 |
| Instrument | DM047739 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 65 OLIVER ST, RIVERHEAD, NY 11901-6206 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232240824 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 23224/824 |
| Instrument | DL050726 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2050 |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,700 Land $8,800 Building $35,900 | $547,794 Land $107,843 Building $439,951 | |
| 2024 | $12,302.00 | ||
| 2023 | $44,700 Land $8,800 Building $35,900 | $481,163 Land $94,726 Building $386,437 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 65 Oliver St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 65 Oliver St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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