39 Oliver St, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 39 Oliver St, Riverhead, NY 11901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1933
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$5,382 (2024)
Deeds & MortgagesJul 2019 Refinance
Feb 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN473000 107.-5-28

Property Details

APN / Parcel Number

Primary APN473000 107.-5-28
Alternative APNs
  • 0600-107.00-05.00-028.000
  • 300010700000050280000000
  • 47300011593
  • 04

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,092 sqft Living Area
Gross Area1,252 sqft
1st Floor Area564 sqft
2nd Floor Area528 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleOld Style
Exterior MaterialWood
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions165 ft deep x 75 ft wide
View / LotCanal
PorchCovered Porch
Porch Area196 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number04
Street Address39 OLIVER ST
CityRIVERHEAD
StateNY
Zip11901-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03
Legal Description*674 OLIVER DEVEL LOT 4
Legal Block5
Legal Lot Number28
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group2
Census Block2001
Census Tract169800

Owner

39 Oliver St is owned and occupied by an individual who acquired it in April 2018.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address39 OLIVER ST, RIVERHEAD, NY 11901-6206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Feb 25, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 10, 2018
Transfer Doc0129570482
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address39 OLIVER ST, RIVERHEAD, NY 11901-6206
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230470068
DateJul 31, 2019
Book Page23047/68
InstrumentDK014443
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueAug 1, 2048

February 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address39 OLIVER ST, RIVERHEAD, NY 11901-6206
Document Number0231270483
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 OLIVER ST RIVERHEAD NY 119016206, RIVERHEAD, NY 11901-6206

Mortgage

Document Number0231270483
DateApr 23, 2020
Book Page023127/000483
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueApr 22, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address39 OLIVER ST, RIVERHEAD, NY 11901-6206
Document Number0231270482
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 OLIVER ST RIVERHEAD NY 119016206, RIVERHEAD, NY 11901-6206

Mortgage

Document Number0231270482
DateApr 23, 2020
Book Page023127/000482
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueApr 22, 2047

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateApr 11, 2018
Property Address39 OLIVER ST, RIVERHEAD, NY 11901-6206
Document Number0129570482
Book / Page012957 / 000482
Instrument DateApr 10, 2018
Transaction TypeTransfer
Record UpdatedJun 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 OLIVER ST RIVERHEAD NY 119016206, RIVERHEAD, NY 11901-6206

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,000 Land $7,400 Building $17,600$306,373 Land $90,686 Building $215,686
2024$5,382.00
2023$25,000 Land $7,400 Building $17,600$269,107 Land $79,656 Building $189,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Oliver St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims4 (1979–2005)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39 Oliver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

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