65 N Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 65 N Main St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1901
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Dec 2003)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`TROY M:019 B:0047 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:019 B:0047 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,430 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	880 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	65 N MAIN ST
City	TROY
State	NH
Zip	03465-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	47
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3032
Census Tract	970800

Owner

65 N Main St is owned and occupied by two individuals who bought it in December 2003.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 N MAIN ST, TROY, NH 03465-2663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2003 · Amount on File
Deed Sale	Dec 4, 2003 · Amount on File
Prior Sale	Mar 15, 1999 · Amount on File
Deed Book / Page	2092 / 90
Transfer Doc	1690000706
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	65 N MAIN ST, TROY, NH 03465-2663
Document Number	0030110590
Book / Page	003011 / 000590
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 N MAIN ST TROY NH 034652663, TROY, NH 03465-2663

Mortgage

Document Number	0030110590
Date	Dec 18, 2017
Book Page	003011/000590
Instrument	10829

Lender

Name	CHESHIRE COUNTY FCU
Address	143 MARLBORO ST, KEENE, NH 03431-4153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 65 N Main St was $4,396.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,396.00	$204,100 Land $19,400 Building $184,700
2018	$3,485.00	$100,200 Land $17,000 Building $83,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20