61 N Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 61 N Main St, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,252 sqft · built 1900
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$141,000 (Jun 2019)
Tax Bill$4,806 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNTROY M:019 B:0048 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:019 B:0048 L:0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,252 sqft Living Area
Gross Area3,743 sqft
1st Floor Area1,214 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address61 N MAIN ST
CityTROY
StateNH
Zip03465-2663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLAG
Legal Block48
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group3
Census Block3032
Census Tract970800

Owner

Source: Cheshire County and Troy Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address61 N MAIN ST, TROY, NH 03465-2663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MASCOMA BANK
Jun 25, 2019Warranty Deed, Transfer · Conventional with PMI
CMG FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Deed Document Number20194739
Deed Book / Page3070 / 21
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address61 N MAIN ST, TROY, NH 03465-2663
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03249-1250
DateJun 26, 2023
Book Page3249/1250
Instrument2304171
Lender
NameMASCOMA BANK
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJul 1, 2038

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateJun 25, 2019
Property Address61 N MAIN ST, TROY, NH 03465-2663
Document Number0030700021
Book / Page003070 / 000021
Instrument DateJun 24, 2019
Instrument4739
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,115.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address83 MILL ST #2 GREENVILLE NH 030483139, 2, GREENVILLE, NH 03048-3139

Mortgage

Document Number30700024
DateJun 25, 2019
Book Page003070/000024
Instrument4740
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2049

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,806.00 (+12.16%)$223,100 (+81.09%) Land $19,800 Building $203,300
2018$4,285.00$123,200 Land $17,400 Building $105,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER WORKS
serves 1,200 people · EPA ID NH2361010
Water SourceGroundwater
Last State InspectionJan 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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