65 Locust Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 65 Locust Ave, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,254 sqft · built 1950
Lot Size	0.353 acres (15,384 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Jun 2008)
Tax Bill	$5,128 (2025)
Deeds & Mortgages	Mar 2025 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-003-19+21`

Property Details

APN / Parcel Number

Primary APN	`17-003-19+21`
Alternative APN	`WORC M:17 B:003 L:19+21`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	3,050 sqft
1st Floor Area	1,254 sqft
Basement Area	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,384 sqft (0.353 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	17-003-19+21
Street Address	65 LOCUST AVE
City	WORCESTER
State	MA
Zip	01604-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	3
Legal Lot Number	19+21
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	732201

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 LOCUST AVE, WORCESTER, MA 01604-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Apr 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Apr 26, 2017	Deed of Trust, Mortgage MACKINAC SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2008 · Amount on Record
Deed Sale	Jun 25, 2008 · Amount on Record
Prior Sale	Mar 5, 2008 · Amount on Record
Deed Book / Page	43014 / 83
Last Transfer Date	Apr 15, 2021
Transfer Doc	064994-109
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	65 LOCUST AVE, WORCESTER, MA 01604-1129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00071733-1
Date	Mar 13, 2025
Book Page	71733/1
Instrument	19386

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2065

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 22, 2021
Property Address	65 LOCUST AVE, WORCESTER, MA 01604-1129
Document Number	064994-109
Book / Page	64994 / 109
Instrument Date	Apr 15, 2021
Instrument	55319
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 LOCUST AVE, WORCESTER, MA 01604-1129

Mortgage

Document Number	064994-113
Date	Apr 22, 2021
Book Page	64994/113
Instrument	55320

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	65 LOCUST AVE, WORCESTER, MA 01604-1129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57026-295
Date	Apr 26, 2017
Book Page	57026/295
Instrument	41610

Lender

Name	MACKINAC SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,128.00 (+5.78%)	$388,800 (+15%) Land $119,100 Building $269,700	$308,370 (+0.4%)
2024			$307,135
2023	$4,848.00	$338,100 Land $103,500 Building $234,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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