Worcester County and Worcester City property record for 64 Locust Ave, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,344 sqft · built 1890 |
| Lot Size | 0.15 acres (6,533 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,920 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-004-00006 |
| Primary APN | 17-004-00006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 3,746 sqft |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 994 sqft |
| Unfinished Basement | 994 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,533 sqft (0.15 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 17-004-00006 |
|---|---|
| Street Address | 64 LOCUST AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01604-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 732201 |
Source: Worcester County and Worcester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64 LOCUST AVE, WORCESTER, MA 01604-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit SHREWSBURY FEDERAL CREDIT UNION |
| Jan 17, 2020 | Deed of Trust, Mortgage · Balloon Mortgage UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 22, 2026 |
| Property Address | 64 LOCUST AVE, WORCESTER, MA 01604-1160 |
| Document Number | 073471-349 |
| Book / Page | 73471 / 349 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202630545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 64 LOCUST AVE, WORCESTER, MA 01604-1160 |
| Document Number | 0000030545, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 73471/349 |
| Instrument | 202630545 |
| Name | SHREWSBURY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 64 LOCUST AVE, WORCESTER, MA 01604-1160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61756-1 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 61756/1 |
| Instrument | 5191 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2040 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,920.00 (+8.84%) | $448,800 (+18.32%) Land $113,100 Building $335,700 | $455,430 (+2.52%) |
| 2024 | $444,220 | ||
| 2023 | $5,439.00 | $379,300 Land $98,300 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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