St. Lawrence County and Norfolk Town property record for 65 Joy Rd, Norfolk, NY 13667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1995 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jul 2026) |
| Tax Bill | $2,961 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| APN | 406289 33.001-1-9 |
| Primary APN | 406289 33.001-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 200 ft deep x 229 ft wide |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 406289 33.001-1-9 |
|---|---|
| Street Address | 65 JOY RD |
| City | NORFOLK |
| State | NY |
| Zip | 13667-3211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOG HOME 229X261X115X52X101X225 |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | NORFOLK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 490600 |
65 Joy Rd is owned by two individuals who bought it in July 2026.
Source: St. Lawrence County and Norfolk Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 NORTH ST, BRASHER FALLS, NY 13613-3104 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage MASSENA SAVINGS AND LOANS ASSOCIATION |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ST LAWRENCE FCU |
| Aug 9, 2017 | Deed of Trust, Mortgage ST LAWRENCE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on File |
| Deed Sale | Jul 29, 2026 · Amount on File |
| Prior Sale | Sep 9, 2015 · Amount on File |
| Deed Document Number | 20269209 |
| Prior Transfer Date | Mar 26, 2015 |
| Prior Transfer Doc | 0000003472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 65 JOY RD, NORFOLK, NY 13667-3211 |
| Document Number | 0000009209 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20269209 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 NORTH ST, BRASHER FALLS, NY 13613-3104 |
| Document Number | 0000009210, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20269210 |
| Name | MASSENA SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 65 JOY RD, NORFOLK, NY 13667-3211 |
| Document Number | 0000009637 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 65 JOY RD NORFOLK NY 136673211, NORFOLK, NY 13667-3211 |
| Document Number | 0000009637 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 9637 |
| Name | ST LAWRENCE FCU |
|---|---|
| Type | Credit Union |
| Address | OGDENSBURG, NY 13669 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 30, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 65 JOY RD, NORFOLK, NY 13667-3211 |
| Document Number | 0000010648 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 65 JOY RD NORFOLK NY 136673211, NORFOLK, NY 13667-3211 |
| Document Number | 0000010648 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 10648 |
| Name | ST LAWRENCE FCU |
|---|---|
| Type | Credit Union |
| Address | OGDENSBURG, NY 13669 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Aug 13, 2037 |
The 2026 property tax bill for 65 Joy Rd was $2,961, down 3.2% from the year before.
Source: St. Lawrence County and Norfolk Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Norfolk Town |
| Unified School District | Norwood-Norfolk Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,961.00 (-3.24%) | ||
| 2025 | $3,060.00 | $69,000 Land $8,200 Building $60,800 | $104,545 Land $12,424 Building $92,121 |
| 2023 | $69,000 Land $8,200 Building $60,800 | $100,000 Land $11,884 Building $88,116 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 65 Joy Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 65 Joy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures