40 Joy Rd, Norfolk, NY 13667 Property Records

St. Lawrence County and Norfolk Town property record for 40 Joy Rd, Norfolk, NY 13667

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,385 sqft · built 1987
Lot Size35 acres (1,524,600 sqft)
OwnerIndividual Name on Record
Tax Bill$5,995 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
APN406289 33.001-2-2.1

Property Details

APN / Parcel Number

Primary APN406289 33.001-2-2.1
Alternative APN
  • 628903300100020020010000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,385 sqft Living Area
1st Floor Area835 sqft
2nd Floor Area550 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area1,524,600 sqft (35 acres)
Lot Width1,190 ft Width
Garage TypeDetached
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelSolar
SewerSeptic
Water SourceWell

Location & Zoning

Account Number406289 33.001-2-2.1
Street Address40 JOY RD
CityNORFOLK
StateNY
Zip13667-3211
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block2
Legal Lot Number2.001
JurisdictionST LAWRENCE NY
Township / Civil DivisionNORFOLK
Census Block Group2
Census Block2017
Census Tract490600

Owner

Source: St. Lawrence County and Norfolk Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 JOY RD, NORFOLK, NY 13667-3211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 28, 2000
Transfer Doc2000003616
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateOct 15, 2024
Property Address40 JOY RD, NORFOLK, NY 13667-3211
Document Number0000011477
Instrument DateSep 13, 2024
InstrumentR-2024-00011477
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address581 WEST RD, HERMON, NY 13652-3121

Transferred To (Grantee/Buyer)

NameVerified Name
Address2390 COUNTY ROUTE 26, PARISH, NY 13131-3149

Mortgage

Document Number0000011478
DateOct 15, 2024
InstrumentR-2024-00011478
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: St. Lawrence County and Norfolk Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionNorfolk Town
Unified School DistrictNorwood-Norfolk Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,995.00 (+65.02%)
2025$3,633.00 (+75.59%)$139,700 (+64.94%) Land $24,700 Building $115,000$211,667 (+69.93%) Land $37,424 Building $174,243
2024$2,069.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$84,700 (-) Land $14,700 Building $70,000$124,559 (+1.47%) Land $21,618 Building $102,941
2023$84,700 Land $14,700 Building $70,000$122,754 Land $21,304 Building $101,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SLICFiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joy Rd

Nearby Streets

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