65 Howland Ter, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 65 Howland Ter, Worcester, MA 01602

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,800 sqft · built 1935
Lot Size	0.153 acres (6,643 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2017)
Tax Bill	$6,560 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-028-00014`

Property Details

APN / Parcel Number

Primary APN	`24-028-00014`
Alternative APN	`WORC M:24 B:028 L:00014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,643 sqft (0.153 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	24-028-00014
Street Address	65 HOWLAND TER
City	WORCESTER
State	MA
Zip	01602-2634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS-7
Legal Block	28
Legal Lot Number	14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	730901

Owner

65 Howland Ter, a duplex, is owned and occupied by an individual who bought it in September 2017.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	65 HOWLAND TER, WORCESTER, MA 01602-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Book / Page	57691 / 52
Transfer Doc	0057691-52
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 6, 2017
Property Address	65 HOWLAND TER, WORCESTER, MA 01602-2634
Document Number	57691-52
Book / Page	057691 / 000052
Instrument Date	Aug 16, 2017
Instrument	97851
Transaction Type	Transfer
Record Updated	Sep 27, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 HOWLAND TER WORCESTER MA 016022634, WORCESTER, MA 01602-2634

Mortgage

Document Number	57691-54
Date	Sep 6, 2017
Book Page	057691/000054
Instrument	97852

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Mortgage

Document Number	57691-72,
Date	Sep 6, 2017
Book Page	057691/000072
Instrument	97853

Lender

Name	MASSACHUSETTS HSNG PARTNER FUN
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 65 Howland Ter was $6,560, up 5.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,560.00 (+5.36%)	$494,000 (+4.66%) Land $119,800 Building $374,200	$543,603
2025	$6,226.00	$472,000 Land $114,100 Building $357,900
2023	$5,573.00	$388,600 Land $99,200 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Howland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 65 Howland Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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