65 Hilltop Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 65 Hilltop Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,347 sqft · built 1955
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`T28 109`

Property Details

APN / Parcel Number

Primary APN	`T28 109`
Alternative APN	`744950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Porch	Slab
Porch Area	105 sqft
Utility Building	225 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	744950
Street Address	65 HILLTOP LN
City	TOCCOA
State	GA
Zip	30577-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 7 B F BRUCE S/D
Legal Subdivision	B F BRUCE
Legal Lot Number	7
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1003
Census Tract	970302

Owner

65 Hilltop Ln is owned by a company that acquired it in January 2025.

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1003 HOLLAND PL, LAWRENCEVILLE, GA 30043-8614
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025
Deed Sale	Jan 22, 2025
Prior Sale	Oct 5, 2015 · Amount on File
Deed Book / Page	1394 / 65
Prior Transfer Date	Jan 9, 2025
Prior Transfer Doc	0013940065
Record Updated	Sep 20, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	65 HILLTOP LN, TOCCOA, GA 30577-6417
Document Number	0012360097
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1125 TREE CREEK PKWY LAWRENCEVILLE GA 300438464, LAWRENCEVILLE, GA 30043-8464

Mortgage

Document Number	0012360097
Date	Jan 11, 2021
Book Page	001236/000097

Lender

Name	NORTHEAST GA BK
Type	Bank
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 65 Hilltop Ln was $1,592.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00	$45,646 Land $2,082 Building $43,564	$114,114 Land $5,204 Building $108,910
2023	$965.00 (+6.16%)	$27,303 (+6.13%) Land $2,082 Building $25,221	$68,257 (+6.13%) Land $5,204 Building $63,053
2022	$909.00	$25,726 Land $2,082 Building $23,644	$64,314 Land $5,204 Building $59,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Hilltop Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Hilltop Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20