100 Hilltop Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 100 Hilltop Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,610 sqft · built 1955
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Nov 2021)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T28 115`

Property Details

APN / Parcel Number

Primary APN	`T28 115`
Alternative APN	`745850`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,610 sqft Heated Area
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	297 sqft
Carport	Carport
Carport Area	297 sqft

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Patio Area	110 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	745850
Street Address	100 HILLTOP LN
City	TOCCOA
State	GA
Zip	30577-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 10 & PT LOT 12 B F BRUCE S/D
Legal Subdivision	B F BRUCE
Legal Lot Number	10,12
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1011
Census Tract	970302

Owner

100 Hilltop Ln is owned and occupied by an individual who bought it in November 2021.

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	100 HILLTOP LN, TOCCOA, GA 30577-6421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Nov 24, 2021	Warranty Deed, Transfer
Oct 10, 2019	Grant Deed, Transfer FIRST CMNTY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	20211662
Deed Book / Page	1276 / 297
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	100 HILLTOP LN, TOCCOA, GA 30577-6421
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HILLTOP LN, TOCCOA, GA 30577-6421

Mortgage

Document Number	0012760000000299
Date	Nov 29, 2021
Book Page	0000001276/0000000299

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 24, 2021
Property Address	100 HILLTOP LN, TOCCOA, GA 30577-6421
Document Number	0012760297
Book / Page	1276 / 297
Instrument Date	Nov 24, 2021
Instrument	2021-001662
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HILLTOP LN, TOCCOA, GA 30577-6421
Investor	Possibly a Property Investor

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 10, 2019
Property Address	100 HILLTOP LN, TOCCOA, GA 30577-6421
Document Number	0011910296
Book / Page	001191 / 000296
Instrument Date	Oct 9, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HILLTOP LN TOCCOA GA 305776421, TOCCOA, GA 30577-6421

Mortgage

Document Number	11910298
Date	Oct 10, 2019
Book Page	001191/000298

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 100 Hilltop Ln was $2,939.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00	$84,249 Land $2,471 Building $81,778	$210,623 Land $6,178 Building $204,445
2023	$1,800.00 (+6.07%)	$50,895 (+6.02%) Land $2,471 Building $48,424	$127,237 (+6.02%) Land $6,178 Building $121,059
2022	$1,697.00	$48,005 Land $2,471 Building $45,534	$120,014 Land $6,178 Building $113,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Hilltop Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Hilltop Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

Nearby Properties on Hilltop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures