65 Highland Ave, Northfield, MA 01360 Property Records

Franklin County and Northfield Town property record for 65 Highland Ave, Northfield, MA 01360

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,678 sqft · built 1920
Lot Size	0.613 acres (26,702 sqft)
Owner	2 Individual Names on File
Last Sale	$523,000 (Sep 2026)
Tax Bill	$6,924 (2026)
Deeds & Mortgages	Sep 2026 Sale Jun 2022 Line of Credit + 5 more
APN	`NFLD M:17A B:00B28 L:1`

Property Details

APN / Parcel Number

Primary APN	`NFLD M:17A B:00B28 L:1`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	5,456 sqft
1st Floor Area	1,184 sqft
Basement Area	1,209 sqft
Unfinished Basement	1,209 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,702 sqft (0.613 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	65 HIGHLAND AVE
City	NORTHFIELD
State	MA
Zip	01360-1121
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Block	B28
Legal Lot Number	1
Jurisdiction	NORTHFIELD MA
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1050
Census Tract	40300

Owner

65 Highland Ave, a duplex, is owned and occupied by two individuals who bought it in September 2026.

Source: Franklin County and Northfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit GREENFIELD SAVINGS BANK
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit FRANKLIN FIRST FCU
Jul 1, 2021	Warranty Deed, Transfer
May 19, 2021	Quit Claim Deed, Transfer Quitclaim
May 19, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	20268095
Deed Book / Page	8697 / 222
Prior Transfer Date	Sep 1, 2026
Prior Transfer Doc	0000008095
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHFIELD MA
Recording Date	Sep 4, 2026
Property Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Document Number	0000008095
Book / Page	8697 / 222
Instrument Date	Sep 1, 2026
Instrument	20268095
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHFIELD MA
Property Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008018-246
Date	Jun 17, 2022
Book Page	8018/246
Instrument	6706

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHFIELD MA
Property Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007237-41
Date	Aug 9, 2018
Book Page	7237/41
Instrument	8071

Lender

Name	FRANKLIN FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2038

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHFIELD MA
Recording Date	Jul 1, 2021
Property Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Document Number	0007798-89
Book / Page	7798 / 89
Instrument Date	Jun 30, 2021
Instrument	8163
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHFIELD MA
Recording Date	May 19, 2021
Property Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Document Number	007767-223
Book / Page	7767 / 223
Instrument Date	May 19, 2021
Instrument	6003
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BERNARDSTON RD, GREENFIELD, MA 01301-1112

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHFIELD MA
Recording Date	May 19, 2021
Property Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Document Number	007767-227
Book / Page	7767 / 227
Instrument Date	May 19, 2021
Instrument	6004
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHFIELD MA
Recording Date	Aug 21, 2020
Property Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121
Document Number	007593-264
Book / Page	7593 / 264
Instrument Date	Aug 18, 2020
Instrument	8398
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	65 HIGHLAND AVE, NORTHFIELD, MA 01360-1121

Mortgage

Document Number	0000008399
Date	Aug 21, 2020
Instrument	8399

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 65 Highland Ave was $6,924, up 2.1% from the year before.

Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Northfield Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,924.00 (+2.14%)	$521,400 (+6.45%) Land $73,000 Building $448,400	$503,547
2025	$6,779.00 (+4.71%)	$489,800 (+2.75%) Land $63,500 Building $426,300
2024	$6,474.00 (+27.07%)	$476,700 (+27.05%) Land $59,900 Building $416,800
2023	$5,095.00	$375,200 Land $59,500 Building $315,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 65 Highland Ave; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Highland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST NORTHFIELD WATER CO private · serves 659 people · EPA ID MA1217001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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