Stephens County property record for 65 Heritage Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,282 sqft · built 2001 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (Dec 2001) |
| Tax Bill | $4,455 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041A 035 |
| Primary APN | 041A 035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,282 sqft Heated Area |
| Attic Area | 450 sqft |
| Basement Area | 2,116 sqft |
| Unfinished Basement | 2,116 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.569 acres) |
| Terrain | Gentle Slope |
| Garage Area | 450 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 376240 |
|---|---|
| Old Parcel Number | 041A 035 |
| Street Address | 65 HERITAGE LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 18 TUGALO HEIGHTS S/D |
| Legal Subdivision | TUGALO HEIGHTS |
| Legal Lot Number | 18 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 970102 |
65 Heritage Ln is owned and occupied by two individuals who bought it in December 2001.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 HERITAGE LN, TOCCOA, GA 30577-8324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2001 · Amount on File |
| Deed Sale | Dec 18, 2001 · Amount on File |
| Deed Document Number | 0000533102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 65 HERITAGE LN, TOCCOA, GA 30577-8324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011520079 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 1152/79 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jun 1, 2043 |
The 2025 property tax bill for 65 Heritage Ln was $4,455 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,455.00 Homeowner's exemption Senior Citizen's exemption | $187,127 Land $3,575 Building $183,552 | $467,819 Land $8,938 Building $458,881 |
| 2023 | $3,031.00 (-21.09%) Homeowner's exemption | $115,072 (+5.95%) Land $3,575 Building $111,497 | $287,681 (+5.95%) Land $8,938 Building $278,743 |
| 2022 | $3,841.00 Homeowner's exemption | $108,607 Land $3,575 Building $105,032 | $271,517 Land $8,938 Building $262,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Heritage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Heritage Ln is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
May also be available: AT&T, Point Broadband, T-Mobile, TruVista Communications.
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