Stephens County property record for 236 Heritage Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,536 sqft · built 1996 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,000 (Sep 2017) |
| Tax Bill | $5,206 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041A 040 |
| Primary APN | 041A 040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,536 sqft Heated Area |
| Attic Area | 3,242 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 93,218 sqft (2.14 acres) |
| Terrain | Gentle Slope |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 180 sqft |
| Utility Building | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 376216 |
|---|---|
| Old Parcel Number | 041A 040 |
| Street Address | 236 HERITAGE LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOTS 5 & 6 TUGALO HEIGHTS S/D |
| Legal Subdivision | TUGALO HEIGHTS |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 236 HERITAGE LN, TOCCOA, GA 30577-8411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING |
| Oct 23, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage NORTH GA CU |
| Sep 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Deed Document Number | 0011315758 |
| Deed Book / Page | 1131 / 57 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 236 HERITAGE LN, TOCCOA, GA 30577-8411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 236 HERITAGE LN, TOCCOA, GA 30577-8411 |
| Document Number | 0012690000000422 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 0000001269/0000000422 |
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 23, 2017 |
| Property Address | 236 HERITAGE LN, TOCCOA, GA 30577-8411 |
| Document Number | 0011340190 |
| Book / Page | 001134 / 000190 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 11340190 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 001134/000190 |
| Name | NORTH GA CU |
|---|---|
| Type | Credit Union |
| Address | TOCCOA, GA 30577 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 22, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 8, 2017 |
| Property Address | 236 HERITAGE LN, TOCCOA, GA 30577-8411 |
| Document Number | 0011310057 |
| Book / Page | 001131 / 000057 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 11310059 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 001131/000059 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ATLANTA, GA 30326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2047 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,206.00 (+35.68%) Homeowner's exemption | $179,468 (+65.42%) Land $6,012 Building $173,456 | $448,671 (+65.42%) Land $15,031 Building $433,640 |
| 2023 | $3,837.00 (+4.95%) | $108,492 (+4.96%) Land $4,810 Building $103,682 | $271,229 (+4.96%) Land $12,025 Building $259,204 |
| 2022 | $3,656.00 | $103,367 Land $4,810 Building $98,557 | $258,418 Land $12,025 Building $246,393 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
May also be available: AT&T, Point Broadband, T-Mobile, TruVista Communications.
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