65 Grace St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 65 Grace St, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,822 sqft · built 1880
Lot Size	0.046 acres (2,016 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Apr 2021)
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Aug 2019 Refinance Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:54 L:0824`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:54 L:0824`
Alternative APN	`540824`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,822 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	759 sqft
Attic	Attic
Attic Area	759 sqft
Basement Area	759 sqft
Unfinished Basement	759 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,016 sqft (0.046 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	540824
Street Address	65 GRACE ST
City	PAWTUCKET
State	RI
Zip	02860-3807
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Lot Number	824
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2009
Census Tract	16100

Owner

65 Grace St, a duplex, is owned and occupied by an individual who bought it in April 2021.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	65 GRACE ST, PAWTUCKET, RI 02860-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MECHANICS COOPERATIVE BANK
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Book / Page	4668 / 286
Transfer Doc	0003989-84
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	65 GRACE ST, PAWTUCKET, RI 02860-3807
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004407-28
Date	Aug 20, 2019
Book Page	4407/28
Instrument	49

Lender

Name	MECHANICS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 7, 2021
Property Address	65 GRACE ST, PAWTUCKET, RI 02860-3807
Document Number	004668-286
Book / Page	4668 / 286
Instrument Date	Apr 7, 2021
Instrument	84
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000085
Date	Apr 7, 2021
Instrument	85

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 65 Grace St was $4,400.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,400.00	$334,600 Land $101,300 Building $233,300	$482,230
2023	$3,576.00 (+2.17%)	$211,100 (-) Land $45,600 Building $165,500
2022	$3,500.00	$211,100 Land $45,600 Building $165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Grace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 65 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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