55 Grace St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 55 Grace St, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,275 sqft · built 1890
Lot Size	0.054 acres (2,367 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2017)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:54 L:0464`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:54 L:0464`
Alternative APN	`540464`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,275 sqft Living Area
Gross Area	3,500 sqft
1st Floor Area	875 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,367 sqft (0.054 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	540464
Street Address	55 GRACE ST
City	PAWTUCKET
State	RI
Zip	02860-8309
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CG
Legal Lot Number	464
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2009
Census Tract	16100

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 GRACE ST, PAWTUCKET, RI 02860-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 30, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINL CORP
Feb 28, 2017	Deed of Trust, Mortgage MUTUALONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	2017101
Deed Book / Page	4087 / 94
Transfer Doc	3715-251
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	55 GRACE ST, PAWTUCKET, RI 02860-8309
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004944-257
Date	Dec 8, 2022
Book Page	4944/257
Instrument	15

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	55 GRACE ST, PAWTUCKET, RI 02860-8309
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004973-33
Date	Mar 30, 2023
Book Page	4973/33
Instrument	3

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Apr 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 12, 2017
Property Address	55 GRACE ST, PAWTUCKET, RI 02860-8309
Document Number	4087-94
Book / Page	4087 / 94
Instrument	101
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40870097
Date	May 12, 2017
Instrument	04087/0097

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	55 GRACE ST, PAWTUCKET, RI 02860-8309
Document Number	11656-56
Book / Page	011656 / 000056
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 HALLET ST #201 BOSTON MA 021245408, 201, BOSTON, MA 02124-5408

Mortgage

Document Number	11656-56
Date	Mar 6, 2017
Book Page	011656/000056
Instrument	165988

Lender

Name	MUTUALONE BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,689.00 (+19.89%)	$356,600 (+54.44%) Land $104,000 Building $252,600	$447,600
2023	$3,911.00 (+2.17%)	$230,900 (-) Land $46,800 Building $184,100
2022	$3,828.00	$230,900 Land $46,800 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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