Penobscot County and Howland Town property record for 65 Gardner Ln, Howland, ME 04448
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,300 (Dec 2020) |
| Tax Bill | $9,728 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| APN | HOWL M:R08 L:030 |
| Primary APN | HOWL M:R08 L:030 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 222,156 sqft (5.1 acres) |
| Account Number | 455 |
|---|---|
| Street Address | 65 GARDNER LN |
| City | HOWLAND |
| State | ME |
| Zip | 04448-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PENOBSCOT SHRSS DRIVE & PENOBS |
| Legal Lot Number | 30 |
| Jurisdiction | HOWLAND ME |
| Township / Civil Division | HOWLAND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 28500 |
Source: Penobscot County and Howland Town records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 571, HOWLAND, ME 04448-0571 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Deed Document Number | 202040122 |
| Deed Book / Page | 15810 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWLAND ME |
| Recording Date | Dec 2, 2020 |
| Property Address | 65 GARDNER LN, HOWLAND, ME 04448-2003 |
| Document Number | 0158100158 |
| Book / Page | 15810 / 158 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 40122 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Document Number | 0158100160 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 15810/160 |
| Instrument | 40123 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2052 |
Source: Penobscot County and Howland Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Howland Town |
| Unified School District | School Administrative District 31 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,728.00 (+24.91%) | $474,560 (+27.96%) Land $90,070 Building $384,490 |
| 2024 | $7,788.00 (-4.77%) | $370,880 (-) Land $70,230 Building $300,650 |
| 2023 | $8,178.00 (+24.68%) | $370,880 (+38.54%) Land $70,230 Building $300,650 |
| 2022 | $6,559.00 | $267,710 Land $50,890 Building $216,820 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1987–2019) |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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