Penobscot County and Howland Town property record for 19 Gardner Ln, Howland, ME 04448
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,217 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2022 Refinance |
| APN | HOWL M:R08 L:024 |
| Primary APN | HOWL M:R08 L:024 |
|---|---|
| Alternative APN |
|
| Lot Area | 126,324 sqft (2.9 acres) |
|---|
| Account Number | 412 |
|---|---|
| Street Address | 19 GARDNER LN |
| City | HOWLAND |
| State | ME |
| Zip | 04448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 24 |
| Jurisdiction | HOWLAND ME |
| Township / Civil Division | HOWLAND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 28500 |
Source: Penobscot County and Howland Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 617, HOWLAND, ME 04448-0617 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Nov 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWLAND ME |
| Property Address | 19 GARDNER LN, HOWLAND, ME 04448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0177970010 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 17797/10 |
| Instrument | 4547 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWLAND ME |
| Property Address | 19 GARDNER LN, HOWLAND, ME 04448-2003 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0166850046 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 16685/46 |
| Instrument | 33319 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Penobscot County and Howland Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Howland Town |
| Unified School District | School Administrative District 31 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,217.00 (+24.93%) | $254,490 (+27.97%) Land $64,600 Building $189,890 |
| 2024 | $4,176.00 (-4.77%) | $198,860 (-) Land $50,370 Building $148,490 |
| 2023 | $4,385.00 (+45.05%) | $198,860 (+61.15%) Land $50,370 Building $148,490 |
| 2022 | $3,023.00 | $123,400 Land $36,500 Building $86,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1987–2019) |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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