65 E Garzas Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 65 E Garzas Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 2,451 sqft · built 1971
Lot Size	1.22 acres (53,523 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Sep 2015)
Tax Bill	$16,283 (2025)
Deeds & Mortgages	Jul 2022 Transfer Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`189-131-012-000`

Property Details

APN / Parcel Number

Primary APN	`189-131-012-000`
Alternative APN	`189-131-012`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
1st Floor Area	2,451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	53,523 sqft
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	189-131-012
Street Address	65 E GARZAS RD
City	CARMEL VALLEY
State	CA
Zip	93924-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RCHO DEL MONTE NO 6 LOT 17 BLK 2
Legal Subdivision	RCHO DEL MONTE NO 6
Legal Block	2
Legal Lot Number	17
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1007
Census Tract	11002

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	65 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Intrafamily Transfer, Transfer
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2015 · Amount on Record
Deed Sale	Sep 24, 2015 · Amount on Record
Prior Sale	May 20, 1997 · Amount on Record
Deed Document Number	201553744
Prior Transfer Date	Jul 11, 1994
Prior Transfer Doc	0000051442
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 27, 2022
Property Address	65 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000032218
Map Reference	VOL 5 PG 99
Instrument Date	Jul 22, 2022
Instrument	2022032218
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 E GARZAS RD, CARMEL VALLEY, CA 93924-9450

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	65 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000067921
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	65 E GARZAS RD CARMEL VALLEY CA 939249450, CARMEL VALLEY, CA 93924-9450

Mortgage

Document Number	0000067921
Date	Dec 11, 2017
Instrument	67921

Lender

Name	TIAA FSB
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,569,707 (+2%) Land $724,479 Building $845,228
2025	$16,283.00 (+2.87%) Homeowner's exemption	$1,538,929 (+4.04%) Land $710,274 Building $828,655
2023	$15,829.00 (+3.37%) Homeowner's exemption	$1,479,173 Land $682,695 Building $796,478
2022	$15,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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