65 E Cottage Ct, Gardnerville, NV 89460 Property Records

Douglas County property record for 65 E Cottage Ct, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	2,146 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,183 (Dec 2021)
Tax Bill	$5,462 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1220-21-112-021`

Property Details

APN / Parcel Number

Primary APN	`1220-21-112-021`
Alternative APN	`122021111127`

Interior

Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	2,146 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	65 E COTTAGE CT
City	GARDNERVILLE
State	NV
Zip	89460-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES AT CV PHASE #2 LOT 79
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	COTTAGES AT CV PHASE #2
Legal Block	3
Legal Lot Number	79
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3011
Census Tract	1200

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 E COTTAGE CT, GARDNERVILLE, NV 89460-4405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	2021978926
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DOUGLAS NV
Recording Date	Dec 28, 2021
Property Address	65 E COTTAGE CT, GARDNERVILLE, NV 89460-4405
Document Number	0000078926
Map Reference	DOC 2021-960309
Instrument Date	Dec 10, 2021
Instrument	2021-978926
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE, STEWART TITLECO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,049.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	65 E COTTAGE COURT, GARDNERVILLE, NV 89460-4405

Mortgage

Document Number	0000078927
Date	Dec 28, 2021
Instrument	2021-978927

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,462.00 (+3%)	$166,326 (-1.03%) Land $31,500 Building $134,826
2025	$5,303.00 (+6.1%)	$168,059 (+7.54%) Land $30,800 Building $137,259	$480,169 (+7.54%) Land $88,000 Building $392,169
2023	$4,998.00	$156,280 Land $28,000 Building $128,280	$446,514 (+608.75%) Land $80,000 Building $366,514
2021			$63,000 Land $63,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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