65 E Chippewa River Rd, Midland, MI 48640 Property Records

Midland County property record for 65 E Chippewa River Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,158 sqft
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Oct 2020)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-028-200-220-00`

Property Details

APN / Parcel Number

Primary APN	`040-028-200-220-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft

Exterior

Lot Area	47,916 sqft (1.1 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	65 E CHIPPEWA RIVER RD
City	MIDLAND
State	MI
Zip	48640-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 T14N R1E COM 556.15 FT E OF NW SEC COR, TH E 174.85 FT, S TO CEN LN CHIP RIV RD, SW ALG CEN LN TO A PT DUE S OF POB, N TO POB.
Legal Range	01E
Legal Township	14N
Legal Section	28
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2003
Census Tract	291200

Owner

Source: Midland County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4210 CHELSEA CT, MIDLAND, MI 48640-6324
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Nov 8, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2021	Deed of Trust, Mortgage MERCANTILE BANK OF MICHIGAN
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage LOGAN RICHETTI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Feb 3, 2009 · Amount on File
Deed Book / Page	1638 / 1448
Last Transfer Date	Nov 1, 2021
Transfer Doc	1651/695
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	65 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 GORDON ST, MIDLAND, MI 48640-4934

Mortgage

Document Number	01657/1042
Date	Jun 14, 2022
Book Page	1657/1042

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 8, 2021
Property Address	65 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351
Document Number	1651/695
Book / Page	1651 / 695
Instrument Date	Nov 1, 2021
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 GORDON ST, 613, MIDLAND, MI 48640-4934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 GODON ST, MIDLAND, MI 48640-4934

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	65 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 S 10 MILE RD, MIDLAND, MI 48640-9144

Mortgage

Document Number	1644/1282
Date	Apr 20, 2021
Book Page	1644/1282

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 28, 2020
Property Address	65 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351
Document Number	1638/1448
Book / Page	1638 / 1448
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 E OLSON RD, 513, MIDLAND, MI 48640-8675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351

Mortgage

Document Number	01638/1449
Date	Oct 28, 2020
Book Page	1638/1449

Lender

Name	LOGAN RICHETTI
Type	Private Party
Address	5149 OAKRIDGE DR, BEAVERTON, MI 48612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 27, 2021

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,500	$115,000
2025	$2,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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