Midland County property record for 45 E Chippewa River Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,001 sqft |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $28,500 (Dec 2007) |
| Tax Bill | $1,750 (2022) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-028-200-301-00 |
| Primary APN | 040-028-200-301-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,001 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 04002820030100 |
|---|---|
| Street Address | 45 E CHIPPEWA RIVER RD |
| City | MIDLAND |
| State | MI |
| Zip | 48640-8351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 28 T14N R1E COM 368 FT E & 104 FT S OF NW SEC COR, TH E 188 FT, S TO CHIP RIV RD, SW ALG CL TO A PTS OF POB, N TO POB. |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 28 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 291200 |
Source: Midland County records, as of June 19, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2007 · Amount on Record |
| Deed Sale | Dec 14, 2007 · Amount on Record |
| Deed Document Number | 0000141338 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 45 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8351 |
| Document Number | 1646/1119 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 1646/1119 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Midland County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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