65 Duncan Dr, Troy, MI 48098 Property Records

Oakland County property record for 65 Duncan Dr, Troy, MI 48098 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,166 sqft · built 1973
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$371,000 (Nov 2021)
Tax Bill$5,746 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-16-276-024

Property Details

APN / Parcel Number

Primary APN88-20-16-276-024

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,166 sqft Living Area
1st Floor Area1,204 sqft
Basement Area896 sqft
Unfinished Basement1,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address65 DUNCAN DR
CityTROY
StateMI
Zip48098-4612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 16 SCOTT LANDS SUB NO 1 LOT 35
Legal Range11E
Legal Township2N
Legal Section16
Legal SubdivisionSCOTT LANDS SUB #1
Legal Lot Number35
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2002
Census Tract196900

Owner

Source: Oakland County records · APN 88-20-16-276-024

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address65 DUNCAN DR, TROY, MI 48098-4612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL INC
Mar 29, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Deed Document Number2021265028
Deed Book / Page57124 / 421
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 30, 2021
Property Address65 DUNCAN DR, TROY, MI 48098-4612
Document Number0000265028
Book / Page57124 / 421
Map ReferenceLB 136 PG 38&39
Instrument DateNov 03, 2021
Instrument265028
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyDEVON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,782.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1334 NORMANDY CIR S, 1334, PALM HARBOR, FL 34683-5347

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 DUNCAN DR, TROY, MI 48098-4612

Mortgage

Document Number0057120846
DateNov 30, 2021
Instrument57120/846
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address65 DUNCAN DR, TROY, MI 48098-4612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057955
DateMar 29, 2017
Book Page50513/00797
Instrument057955
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueMar 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,746.00 (-32.01%)
2023$339,620
2022$8,451.00$169,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251969002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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