Oakland County property record for 43 Duncan Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,242 sqft · built 1973 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Apr 2019) |
| Tax Bill | $5,600 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-16-276-025 |
| Primary APN | 88-20-16-276-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,417 sqft |
| Basement Area | 1,417 sqft |
| Unfinished Basement | 682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 43 DUNCAN DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 16 SCOTT LANDS SUB NO 1 LOT 34 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | SCOTT LANDS SUB #1 |
| Legal Lot Number | 34 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 DUNCAN DR, TROY, MI 48098-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage A BEST FINANCIAL CORPORATION |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage A BEST FINANCIAL CORP |
| Apr 8, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on Record |
| Deed Sale | Apr 8, 2019 · Amount on Record |
| Prior Sale | Mar 23, 2006 · Amount on Record |
| Deed Document Number | 201953335 |
| Deed Book / Page | 52712 / 61 |
| Prior Transfer Date | Mar 10, 2016 |
| Prior Transfer Doc | 0000046977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 43 DUNCAN DR, TROY, MI 48098-4612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 43 DUNCAN DR, TROY, MI 48098-4612 |
| Document Number | 0000271901 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 55377/779 |
| Instrument | 271901 |
| Name | A BEST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CANTON, MI 48187 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 43 DUNCAN DR, TROY, MI 48098-4612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063065 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 54026/167 |
| Instrument | 63065 |
| Name | A BEST FINANCIAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | CANTON, MI 48187 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 8, 2019 |
| Property Address | 43 DUNCAN DR, TROY, MI 48098-4612 |
| Document Number | 0000053335 |
| Book / Page | 52712 / 00061 |
| Map Reference | LB 136 PG 38&39 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 053335 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 DUNCAN DR, 43, TROY, MI 48098-4612 |
| Name | Verified Name |
|---|---|
| Address | 43 DUNCAN DR, TROY, MI 48098-4612 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,600.00 (-3.85%) | ||
| 2023 | $335,840 | ||
| 2022 | $5,824.00 | $167,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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