65 Cumberland Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 65 Cumberland Ave, Saco, ME 04072

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,043 sqft · built 1977
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Tax Bill$4,000 (2025)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APND2332R

Property Details

APN / Parcel Number

Primary APND2332R
Alternative APNs
  • SACO M:028 L:011 U:000-000
  • M:028 L:011 U:000=000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,043 sqft Living Area
Gross Area1,392 sqft
1st Floor Area976 sqft
AtticAttic
Attic Area336 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberD2332R
Street Address65 CUMBERLAND AVE
CitySACO
StateME
Zip04072-2026
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeHB
Legal Lot Number11
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3009
Census Tract5200

Owner

65 Cumberland Ave, a duplex, is owned and occupied by an individual.

Source: York County and Saco City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address65 CUMBERLAND AVE, SACO, ME 04072-2026
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address65 CUMBERLAND AVE, SACO, ME 04072-2026
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186190522
DateApr 7, 2021
Book Page18619/522
Instrument2021019873
Lender
NamePARTNERS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 65 Cumberland Ave was $4,000, up 5.2% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,000.00 (+5.21%)$281,700 (+4.1%) Land $137,700 Building $144,000
2024$3,802.00$270,600 Land $137,700 Building $132,900
2022$3,666.00$200,000 Land $104,700 Building $95,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Cumberland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Cumberland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cumberland Ave

Nearby Streets

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