53 Cumberland Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 53 Cumberland Ave, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,427 sqft · built 1954
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$228,900 (Jul 2017)
Tax Bill	$4,497 (2025)
Deeds & Mortgages	Oct 2020 Refinance Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P1020R`

Property Details

APN / Parcel Number

Primary APN	`P1020R`
Alternative APNs	`SACO M:028 L:015 U:000-000` `000727070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	1,427 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	P1020R
Street Address	53 CUMBERLAND AVE
City	SACO
State	ME
Zip	04072-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	15
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3009
Census Tract	5200

Owner

53 Cumberland Ave is owned and occupied by two individuals who bought it in July 2017.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 CUMBERLAND AVE, SACO, ME 04072-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SACO VALLEY CREDIT UNION
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit SACO VALLEY CREDIT UNION
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage NORWICH COMMERCAL GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Jun 11, 2014
Deed Document Number	201725706
Deed Book / Page	17507 / 425
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	53 CUMBERLAND AVE, SACO, ME 04072-2026
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184240645
Date	Oct 26, 2020
Book Page	18424/645
Instrument	2020054143

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	53 CUMBERLAND AVE, SACO, ME 04072-2026
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183900610
Date	Sep 25, 2020
Book Page	18390/610
Instrument	2020047748

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	53 CUMBERLAND AVE, SACO, ME 04072-2026
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191220389
Date	Sep 29, 2022
Book Page	19122/389
Instrument	2022041665

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jul 3, 2017
Property Address	53 CUMBERLAND AVE, SACO, ME 04072-2026
Document Number	0175070425
Book / Page	17507 / 0425
Instrument	2017025706
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017025707
Date	Jul 3, 2017
Instrument	2017025707

Lender

Name	NORWICH COMMERCAL GRP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 53 Cumberland Ave was $4,497, up 1.2% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,497.00 (+1.19%)	$316,700 (+0.13%) Land $119,800 Building $196,900
2024	$4,444.00	$316,300 Land $119,800 Building $196,500	$425,885
2022	$4,185.00	$228,300 Land $91,300 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Cumberland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Cumberland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cumberland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures