Middlesex County and Reading Town property record for 61 Cross St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,375 sqft Living Area |
| Lot Size | 42,297 sqft (0.971 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2013) |
| Tax Bill | $8,691.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:012.0-0000-0028.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 CROSS ST, READING, MA 01867-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2013 · Amount on Record |
| Deed Sale | Sep 20, 2013 · Amount on Record |
| Prior Sale | Sep 20, 2013 · Amount on Record |
| Deed Book / Page | 62663 / 243 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 61 CROSS ST, READING, MA 01867-3637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69658-395 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 69658/395 |
| Instrument | 116584 |
| Name | BAY STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2037 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,691.00 (+3.08%) | $763,000 (+6.06%) Land $476,500 Building $286,500 | $715,065 (+8.36%) |
| 2024 | $8,431.00 (-2.27%) | $719,400 (+4.99%) Land $449,300 Building $270,100 | $659,870 |
| 2023 | $8,627.00 | $685,200 Land $427,900 Building $257,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:012.0-0000-0028.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 2,189 sqft Gross Area |
| Basement Area | 616 sqft Basement |
| Unfinished Basement | 616 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 42,297 sqft (0.971 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 210000000250 |
|---|---|
| Street Address | 61 CROSS ST |
| City | READING |
| State | MA |
| Zip | 01867-3637 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 334400 |
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