Carroll County property record for 65 Charles St, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,120 sqft · built 2006 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Dec 2023) |
| Tax Bill | $5,814 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-154062 |
| Primary APN | 07-154062 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 154062 |
|---|---|
| Street Address | 65 CHARLES ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-750 |
| Legal Description | LT 61 - 8000 SQ FT 65 CHARLES ST 1-119 FRIZELLS ADDITION |
| Legal Subdivision | FRIZELLS ADD |
| Legal Lot Number | 61 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 507801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
65 Charles St is owned by a company that bought it in December 2023.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 754 MULLIGAN LN, WESTMINSTER, MD 21158-9436 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on File |
| Deed Sale | Dec 7, 2023 · Amount on File |
| Deed Book / Page | 11160 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 7, 2023 |
| Property Address | 65 CHARLES ST, WESTMINSTER, MD 21157-5272 |
| Document Number | 0111600339 |
| Book / Page | 11160 / 339 |
| Map Reference | MB 1 FO 119 |
| Instrument Date | Oct 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0111600345 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 11160-0345 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2053 |
| Prepayment Penalty | 00 Months |
The 2026 property tax bill for 65 Charles St was $5,814, up 6.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,814.00 (+6.52%) | $346,100 (+6.53%) Land $72,300 Building $273,800 | $346,100 (-) Land $72,300 Building $273,800 |
| 2025 | $5,458.00 | $324,900 | $346,100 Land $72,300 Building $273,800 |
| 2023 | $4,774.00 | $282,500 Land $62,300 Building $220,200 | $282,500 Land $62,300 Building $220,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 65 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Quantum Internet & Telephone Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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