64 Charles St, Westminster, MD 21157 Property Records

Carroll County property record for 64 Charles St, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1 ba · 1,137 sqft · built 1920
Lot Size	0.1 acres (4,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Feb 2022)
Tax Bill	$2,510 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-137567`

Property Details

APN / Parcel Number

Primary APN	`07-137567`
Alternative APNs	`7137567` `137567`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,137 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,364 sqft (0.1 acres)
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	137567
Street Address	64 CHARLES ST
City	WESTMINSTER
State	MD
Zip	21157-5252
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 90 - 4364 SF 64 CHARLES ST 42-178 AMD FRIZZELLS ADD TO WEST
Legal Subdivision	AMD FRIZZELLS ADD
Legal Lot Number	90
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	507801

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2500 BARRISTER DR, NEW WINDSOR, MD 21776-9123
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Book / Page	10663 / 392
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 4, 2022
Property Address	64 CHARLES ST, WESTMINSTER, MD 21157-5252
Document Number	0106630392
Book / Page	10663 / 392
Map Reference	MB 42 FO 178
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0010663399
Date	Feb 4, 2022
Instrument	10663/399

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 13, 2018
Property Address	64 CHARLES ST, WESTMINSTER, MD 21157-5252
Document Number	0090390019
Book / Page	009039 / 000019
Instrument Date	May 7, 2018
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2088 BRICK CHURCH RD NEW WINDSOR MD 217768906, NEW WINDSOR, MD 21776-8906

Mortgage

Document Number	90390024
Date	Jun 13, 2018
Book Page	009039/000024

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,200 (+37.06%) Land $60,000 Building $104,200	$164,200 (+37.06%) Land $60,000 Building $104,200
2025	$2,510.00 (+24.01%)
2023	$2,024.00	$119,800 Land $50,000 Building $69,800	$119,800 Land $50,000 Building $69,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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