Haywood County property record for 65 Charles St, Clyde, NC 28721
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1988 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Sep 2019) |
| Tax Bill | $1,031 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Sep 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8637-63-5229 |
| Primary APN | 8637-63-5229 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| Gross Area | 1,712 sqft |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 258817 |
|---|---|
| Street Address | 65 CHARLES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-7563 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CR1 |
| Legal Description | #17 SECT A BROOKFIELD |
| Legal Subdivision | BROOKFIELD |
| Legal Unit | 17 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 920501 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Sep 4, 2019 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Dec 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 23, 2018 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Dec 19, 2018 · Amount on Record |
| Deed Document Number | 20197938 |
| Deed Book / Page | 980 / 1196 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0011461668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 13, 2026 |
| Property Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Document Number | 0011461668 |
| Book / Page | 1146 / 1668 |
| Map Reference | CAB B SL 331-B |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026001173 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1172 WOMACK HOLLOW RD, TEN MILE, TN 37880-4007 |
| Name | Verified Name |
|---|---|
| Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Sep 4, 2019 |
| Property Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Document Number | 0009801196 |
| Book / Page | 980 / 1196 |
| Map Reference | CAB B SL 331-B |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019007938 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 619 BUNNY RUN RD, 619, CANTON, NC 28716-9007 |
| Name | Verified Name |
|---|---|
| Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Document Number | 0009801199 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 980/1199 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Dec 19, 2018 |
| Property Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Document Number | 0009650527 |
| Book / Page | 000965 / 000527 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 11311 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 FAIRVIEW LN ANDREWS NC 289017416, ANDREWS, NC 28901-7416 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 6, 2018 |
| Property Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Document Number | 0009621845 |
| Book / Page | 000962 / 001845 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 10002 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 65 EVERGREEN FARM CIR WAYNESVILLE NC 287869504, WAYNESVILLE, NC 28786-9504 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 23, 2018 |
| Property Address | 65 CHARLES ST, CLYDE, NC 28721-7563 |
| Document Number | 0009612081 |
| Book / Page | 000961 / 002081 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 9523 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 24, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 OAK RIDGE DR CLYDE NC 287219553, CLYDE, NC 28721-9553 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,200 (-) Land $12,800 Building $121,400 | ||
| 2025 | $1,031.00 | $134,200 (-) Land $12,800 Building $121,400 | $134,200 (-) Land $12,800 Building $121,400 |
| 2023 | $134,200 Land $12,800 Building $121,400 | $134,200 (-) Land $12,800 Building $121,400 | |
| 2021 | $134,200 Land $12,800 Building $121,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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